Can I keep my UK bank account if I live in Spain?

Barclays, for example, no longer offers personal current or saving accounts to customers who have an address registered with them outside of the UK. However, other high street banks, such as Lloyds Group and Santander (at the time of writing) do allow expats to maintain their UK accounts.

Can I have a UK bank account if I live in Spain?

Some UK banks, such as HSBC and Barclays, will allow you to open a UK bank account even if you're still living overseas. This can be useful if you want to get it all sorted before your moving date. Opening an account takes around 10-15 days, but again this varies between banks.

Can I keep my British bank account if I move abroad?

Can I have an address outside the UK and keep my accounts open? You'll only be able to have an address outside the UK and keep your accounts open if: You're a UK Crown employee, or you're the spouse or civil partner of a UK Crown employee.

Can I keep my UK Santander account if I move to Spain?

To apply for any Santander UK plc product, you need to be a resident of the UK. If you're thinking of moving abroad and you already have an account with us, we'll continue to service your products.

Can you have an UK bank account without living in the UK?

Yes, you can open a bank account online in the UK. Many banks offer this service, allowing you to set up your account remotely. However, some banks may need you to visit them in-person to verify your identity. Most UK banks offer online account opening to residents and, in some cases, non-residents.

Can I keep my old bank account if I live in Spain?

Can you keep a UK bank account without an UK address?

Many major UK banks also have so-called 'international' or 'expat' accounts, like the HSBC expat bank account. These are designed specifically for non-residents, so they're a great option if you don't have the documents to prove your UK address. In fact, you can even apply for an international account online.

Are UK banks closing accounts of non-residents?

Some banks offer specific accounts for non-residents but otherwise, it is invariably a requirement that UK bank account holders be resident in the UK. All banks will close accounts where they discover the account holder is not UK resident.

What is the best bank account for non-resident in Spain?

Which banks allow you to keep your account as an expat?

Can I keep my Nationwide bank account if I move to Spain?

Moving your money to an EU or EEA country

If you're moving your banking to a European Union (EU) or European Economic Area (EEA) country, we can help by: providing you with a list of your payments. moving money to your new account. closing your account with us if you wish to.

Do I have to tell my bank I'm moving abroad?

If you intend to use your personal debit or credit card abroad it is best that you let us know. Telling us in advance that you're travelling will notify our transaction monitoring systems you will be using your debit or credit card abroad. This will help us to reduce the likelihood of your transactions being blocked.

Can I keep my UK Lloyds bank account if I move abroad?

Barclays, for example, no longer offers personal current or saving accounts to customers who have an address registered with them outside of the UK. However, other high street banks, such as Lloyds Group and Santander (at the time of writing) do allow expats to maintain their UK accounts.

What happens to your bank account if you move to another country?

Banking. Many expatriates maintain dual bank accounts: one in their home country to handle ongoing payments or transfers and another in their destination country. Overseas accounts can take time to set up, sometimes requiring a local address that's not a hotel or P.O. box.

Can I still keep my UK bank account if I move abroad?

Yes, it is a good idea to tell your bank that you're moving. If you don't, you could find that access to services like online banking is restricted once you've moved abroad. The bank could also freeze or close your account. You don't want to risk cutting off access to your money.

How long can you live in Spain without residency after Brexit?

If you want to stay in Spain for longer than 90 days, you must apply for an NIE number. An NIE is needed for many important purposes and activities, such as working, studying, buying property, paying taxes and opening a bank account.

Do I need an address to open a bank account in Spain?

Gather your documents

Valid passport or EU ID card. NIE (for residents) or Certificate of Non-Residency (for non-residents) Proof of address (utility bill or bank statement) Proof of income or employment (payslip, pension statement, or work contract)

Can I keep my Natwest bank account if I move to Spain?

Accounts that move with you

We will help you make your money work internationally, so you can easily manage your money across the globe. Helping you manage your account on-the-go and get the most out of your finances while abroad.

Can I have a UK bank account without being a resident?

Essential identification documents such as a passport or another valid form of ID are typically required. In addition to identity verification, non-residents seeking to open a bank account in the UK are required to provide proof of income and proof of address.

Can I keep my HSBC account if I move abroad?

Can I keep my HSBC bank accounts open if I move abroad? Yes. In fact, if you already have an HSBC account, you'll be able to set up international accounts before you move, which are available in more than 20 destinations.

How much do you need in your bank account to live in Spain?

In calculating the proof of income for non-lucrative residency, you must have an annual income of 400% of IPREM in your bank account. The IPREM for 2025 remains at €600 per month. Therefore, as an individual, you will need to have €2,400 as a regular guaranteed monthly income or a yearly income of €28,800.

Which is the safest bank in Spain?

1. Banco Santander. Situated in Madrid, Spain, Banco Santander has a strong presence in Spain and globally. This is one of the top banks in Spain, offering a wide range of financial products and services to both individuals and businesses.

Which is the best country to open a non-resident bank account?

What happens if you don't close a bank account in another country?

Keeping your account when moving abroad is 100% possible. But, if you plan to use your account internationally you could experience account restrictions, higher fees, and more. If you're planning to relocate, you're probably wondering, “Can I keep my bank account if I move abroad?”

Why are UK banks closing people's accounts?

Banks are sometimes required to freeze or close accounts due to legal orders from authorities such as the HMRC (Her Majesty's Revenue and Customs) or the police. This can happen if there is an ongoing investigation into criminal activity or if the account holder is suspected of tax evasion or other financial crimes.

Can I keep my Monzo account if I move abroad?

You need to let us know as soon as you stop being a UK resident. If you've opened an ISA (Individual Savings Account) in the UK but are planning to move abroad permanently, you would need to close down your Monzo current account and your Monzo ISA.