Can I retire to India from the UK?

Yes, you can move to India from the UK, as long as you meet the criteria and provide the necessary documents in time. We'll now guide you through the steps and explain how to move to India from the UK.

How much money do I need to retire to India?

A simple way to start planning is the Rule of 25. Multiply your yearly expenses by 25. So, if you spend Rs 6 lakh annually, you'd need about Rs 1.5 crore to retire comfortably. Your retirement might be 10, 15 or even 25 years long.

Can you retire to India from the UK?

Getting an Indian Visa

As such, there's no retirement visa. However, there are several visas that will allow you to stay in India for extended periods: A standard tourist visa allows you to stay in the country for 180 days at a time. To renew the visa, you'll have to return home and not re-enter India for two months.

Can an UK citizen move to India?

Before moving to India, you must apply for a visa. The type of visa that you will need varies depending on your reason for being in the country. The most common visas available to UK citizens who would like to move to India include the: Employment visa.

How much money do you need to retire in India today?

In other words, your retirement corpus should be at least 30 times your annual expenses of today. For example, if you are 50 years old and your monthly expenses are Rs 75,000 (or annually Rs 9 lakh), then as per the 30X rule, you need 30 times Rs 9 lakh to retire comfortably.

Choosing India for RETIREMENT After 13 Years Abroad

Is 1 CR enough to retire in India?

People often ask how much savings is enough for a comfortable life after retirement in India. It has been a general assumption that Rs 1 crore is enough to make ends meet after retiring from the job. But because of inflation, the situation has changed. Rs 1 crore today will significantly lose its value over time.

Is 20 lakh enough for retirement in India?

The median pension savings in the country is often under Rs 20 lakh. Now, new concerns are being raised about the future value of the widely assumed “Rs 1 crore retirement goal.” Financial experts warn that by 2045, this amount may not be enough to cover basic expenses.

What a British citizen staying in India Cannot claim?

Article 19(1)(g) grants Freedom of Trade, Profession, and Business, but only to Indian citizens. A British citizen cannot claim this right.

How can I live in India permanently?

If you are interested in obtaining permanent residency in India, you should know that there are two ways to obtain it if you already have ties with the country: being an OCI (overseas Citizen of India) or a PIO (Person of Indian Origin).

How long can a British citizen stay in India?

If you plan to stay in India for more than 180 days and do not hold an OCI card, you must register within 14 days of arrival with the Foreigners Regional Registration Office. You could be denied permission to leave if you do not do this.

What happens to my UK pension if I move to India?

You can't transfer a UK state pension over to India, but you can receive your pension payments from it once you move. To be eligible, you'll need to be up to date on National Insurance (NI) contributions. People who've lived or worked abroad may also be eligible.

Which country is the easiest to retire to from the UK?

Can I live in India permanently with OCI?

(i) An OCI is entitled to life long visa with free travel to India whereas for a PIO card holder, it is only valid for 15 years.

Can an UK citizen retire to India?

Yes, you can move to India from the UK, as long as you meet the criteria and provide the necessary documents in time. We'll now guide you through the steps and explain how to move to India from the UK.

Is 2 crore enough to retire at 50 in India?

Aim for a retirement corpus of ₹3–5 crore depending on your lifestyle, and adjust for inflation, longevity, and healthcare. Start by estimating your retirement expenses, assess your current investments, and bridge the gap with disciplined saving and smart investing.

How much money is enough to live comfortably in India?

A single individual can live comfortably in India with an income of ₹40,000 to ₹50,000 per month. This includes rent, groceries, utilities, transportation and other miscellaneous costs. A single individual can live comfortably in India with an income of ₹40,000 to ₹50,000 per month.

Is 3 CR enough to retire in India?

For a person with Rs 1 lakh/month, or Rs 12 lakh/yearly expenses, he says that the retirement corpus required is Rs 3 crore. So, if your monthly expenses are Rs 50,000 then as per this financial expert you may consider retiring with a corpus of Rs 1.5 crore.

What is the 25x rule for retirement in India?

Here's the thumb rule – the 25x rule. Your aim should be to save at least 25 times your annual expenses by the time you retire. If you think, you will require around ₹6 lakhs a year to live comfortably, your retirement corpus should be around ₹1.5 crores. This is just a stepping stone.

Is it cheap to retire in India?

Retiring in India offers significant savings, as the cost of living is a staggering 82% lower on average than in the United States. While the exact expenses can vary depending on lifestyle choices, location, and individual preferences, retirees can generally expect a considerably lower cost of living in India.

Is 1 crore considered rich in India?

₹10 lakh: Middle class. ₹1 crore: Rich. ₹10 crore: High Net Worth Individual (HNI) ₹100 crore: Wealthy.

What is the retirement age in CR?

The law raised the full retirement age beginning with people born in 1938 or later. The retirement age gradually increases by a few months for every birth year, until it reaches 67 for people born in 1960 and later.

How many people get 1 CR salary in India?

Based on reports from income tax data, job portals, and HR surveys in 2024, less than 1% of salaried professionals in India earn a crore or more per year. That's basically one out of every hundred people in the professional workforce, and sometimes even less outside the metros.

Will I lose my British citizenship if I leave the UK?

If you want to leave the UK for a long time

If you stay outside the UK for longer than this you lose your 'right to return' - this means you lose your settled status or your indefinite leave to remain. If you get British citizenship, you can leave the UK for as long as you want without losing your right to return.

Can I keep dual citizenship in the UK and India?

The Constitution of India does not allow the holding of Indian citizenship with that of a foreign country simultaneously.

Can I drive in India with an UK driving licence?

Driving in India

India drives on the left. You can drive with a UK licence and an accompanying international driving permit after you arrive, but rules on how long you can drive on a UK licence vary from state to state.