Can I use my UK debit card in Spain?

You can use your debit card to spend or withdraw cash worldwide. Just use it in the same way you do at home, wherever you see the Visa symbol. We convert card transactions into pounds using the Visa exchange rate. When using your card abroad, you should select to pay in the local currency in order to get this rate.

Can you use a British debit card in Spain?

You can take your debit card abroad, but some account types have non-sterling transaction fees.

Do you get charged for using a UK debit card abroad?

If you use your debit card abroad or pay in a currency that's not sterling, we'll charge you a 2.75% or 2.99% (see above) non-sterling transaction fee. This includes cash withdrawals in a foreign currency outside the UK, debit card payments in a foreign currency, refunds and shopping online on a non-UK website.

Is it better to take euros to Spain or use a debit card?

Just use a debit or credit card (check if your bank charges foreign transaction fees, many don't). Always choose to pay in euros to get the best exchange rate.

Is it cheaper to use cash or card abroad from the UK?

Use a debit card

Most providers will charge you for every transaction you make overseas, but you can find credit or debit cards that will cut the cost of your spending abroad.

Can I Use My Debit Card In Spain? - Iberian Wonders

Which debit card has no international transaction fee?

The Macquarie Transaction Account and debit card has no account keeping fees, no international ATM fees and pays a refund on any local ATM fees charged. Plus, you can earn a high interest rate of 2% on balances up to $250,000 in your account without needing to meet any conditions.

What is the cheapest way to pay for things in Spain?

While most places accept contactless payments with a debit or credit card, it's always useful to have cash for tips, small purchases and at markets. If you're planning to go off the beaten track, say hiking in Andalucia or Tenerife, cafes and shops may not accept card payments so it's better to take some cash.

Which ATMs in Spain are free?

Should I get euros before going to Spain?

Resist the urge to buy foreign currency before your trip.

Some tourists feel like they must have euros or British pounds in their pockets when they step off the airplane, but they pay the price in bad stateside exchange rates. Wait until you arrive to withdraw money.

What are the disadvantages of using a debit card abroad?

Which bank doesn't charge foreign transaction fees?

Discover® Bank

Discover doesn't charge foreign ATM network or foreign transaction fees. But Discover card acceptance can be limited outside of the U.S., Canada, Mexico and some Caribbean nations. With an HSBC Premier Checking account, customers pay no foreign transaction fees. HSBC also has a worldwide network of ATMs.

Do I need to inform my bank if I'm going abroad?

It's not essential, but it helps our fraud detection systems to know in advance that you're travelling abroad. Find out how to get it at How do I get the mobile banking app?

What is the best way to withdraw money in Spain?

It's best to focus on ATMs operated by major banks, as privately owned cash machines are likely to charge fees. There are a few other ways you can get free cash withdrawals in Spain. If you're a Santander customer, you can use one of the Spanish-owned bank's ATMs in Spain for free.

What is the best card to use in Spain?

Travelex's contactless travel card is a great option for travelling to Spain, as it supports 22 major currencies. It offers free top-ups, ATM withdrawals and foreign transactions. You can use it at millions of stores and businesses worldwide, including in the UK.

Do I need to carry cash in Spain?

While cards are widely accepted across Spain, having some cash on hand is essential for smaller purchases, especially in rural areas or at local markets. Small businesses, cafes, and taxis might prefer or even require cash for low-value transactions.

How to avoid international debit card fees?

How to withdraw money abroad without charges?

Generally speaking, a debit card or prepaid travel card is the best way to withdraw cash abroad, as long as you choose one that doesn't charge fees for doing so.

Can I use my Visa debit card overseas?

You can use your card wherever Visa is accepted, including overseas and online. Unlike a credit card, using a debit card means you won't have to worry about high credit interest rates, or paying off any holiday debts, because when you use a debit card you use your own money.

Which debit card is best to use abroad from the UK?

Monzo debit card

Monzo uses the Mastercard exchange rate to convert currency, with no mark-up. You can spend up to £10,000 per day with your Monzo card, and withdraw up to £400 a day. ⁵ Remember though that fees will be charged for overseas withdrawals above the limits set by your plan.

Is it better to take euros or use a debit card?

Use euros or a debit card? If you take your bank or credit card with you to anywhere in Europe your bank will typically charge you between 2% and 5% on each transaction. However changing money before you go will likely mean you will get a bad exchange rate.

Can I use my Lloyds debit card in Spain?

Using your debit card abroad

You can use your debit card to spend or withdraw cash worldwide.

How many euros do you need for 2 weeks in Spain?

How much you'll need for two weeks: €750-1000. Cost per day: €60-70 or USD $70-80. Sure, of course you want to see the big ones, Barcelona, Madrid, the Alhambra in Granada…

Where can I buy euros without a fee?

Your bank or credit union

Banks and credit unions are often the best places to exchange currency before a trip, especially if you're an account holder. Major banks typically offer currency exchange services at lower fees than currency exchange kiosks, and some banks may even waive fees for premium account holders.

Can I use contactless in Spain?

FAQs about contactless payments in Spain

Debit cards, credit cards, and prepaid cards can all support contactless technology. According to data from Mastercard, these cards are used for contactless payments in Spain in 48.9%, 32.8%, and 26.3% of cases, respectively.