Can I use my visa debit card in Vietnam?

Yes, you can use your Visa debit card in Vietnam. It is widely accepted for ATM cash withdrawals and card payments (POS) at hotels, restaurants, and, increasingly, retail shops in major cities. Always choose to pay in local currency (VND) to avoid poor exchange rates. Be aware of potential international transaction fees (typically 1-3%) and local ATM fees.

Is a Visa debit card accepted in Vietnam?

Card payments in Vietnam

While cash is used for small purchases and street vendors in Vietnam, most establishments accept payments from major credit card providers such as Visa. Hotels, tour operators, boutiques, restaurants, grocery stores, and spas all generally accept international debit and credit cards.

Is it better to use card or cash in Vietnam?

Most Vietnamese locals primarily use cash, but card payments are becoming increasingly more popular. If you're going to be travelling to well-known tourist areas, you'll be able to pay for almost everything by card. However, there are still certain situations when you might need cash.

What is the best card to take to Vietnam?

Visa and MasterCard will be your best bets. I'm a fan of cards that have $0 annual fee. That being said...

How much is 1 pound to a dong?

£ 1 GBP = ₫ 35236.8239 VND

Last updated Monday, 19 January 2026 13:53. Rates shown are interbank rates. eurochange rates will differ.

Can I Use My Debit Card In Vietnam? - Exploring Southeast Asia

Should I bring dong or USD to Vietnam?

US dollar is a widely accepted currency in Vietnam and most goods and services can be paid for in Dongs or Dollars. It is good to carry a combination of both at all times. It is also preferable if the dollar bills are in good condition as many businesses may refuse to accept worn out notes.

What is the 2/3/4 rule for credit cards?

The 2/3/4 rule for credit cards is a guideline, notably used by Bank of America, that limits how many new cards you can get approved for: no more than two in 30 days, three in 12 months, and four in 24 months, helping manage hard inquiries and credit risk. It's a strategy to space out applications, preventing too many hard pulls on your credit report and helping maintain financial health by avoiding over-extending yourself. 

What items are not allowed in Vietnam?

Prohibited items include:

• Explosives and items containing explosives.
• Flammable substances in the form of gases, liquids or solids.
• Oxidizers, organic peroxides and related items.
• Corrosives, infectious or toxic substances and related items.
• Radioactive materials, magnetized materials.

Is it better to buy Vietnamese dong in the UK or Vietnam?

If you can exchange for dong easily in your home country, we recommend doing so. But, you do have plenty of options to get hold of dong in Vietnam.

How to go cashless in Vietnam?

Visiting Vietnam is now simpler than ever with VNPAY, the country's leading super app. Designed with international travelers in mind, the app allows you to register in minutes using an international phone number, link your Visa/Mastercard/JCB, and enjoy seamless cashless payments across the country.

What is the 20% credit card rule?

Simply put, the 20/10 rule advises that you should avoid accumulating long-term debt that exceeds 20% of your annual income, and you should avoid debt payments of more than 10% of your monthly income.

How strict is Vietnam with visas?

You must have an appropriate visa before travelling to Vietnam. You can apply online for an eVisa for tourism or business purposes. If approved, the eVisa may allow you to stay up to 90 days and is valid for single or multiple entries. Entry and exit conditions can change at short notice.

How much dong should I bring to Vietnam?

A mid-range budget of around VND ₫2,000,000 per day will allow you to afford a nice hotel room or entire Airbnb apartment, which is ideal if you'd rather avoid hostels. For this budget, you'll also be able to travel by train or hop on a scooter taxi, enjoy eating in local restaurants, and sample local wine.

How much is the international fee for Visa debit card?

Yes, you can use your credit or debit card anywhere VISA is accepted. The 1% international transaction service fee will apply. If using your card at a foreign ATM there will be a fee of $1.50.

What happens if I use 90% of my credit card?

Using 90% of your credit card limit results in a very high credit utilization ratio, which can significantly hurt your credit score. Lenders view high utilization as a sign that you might be overextended and at a higher risk of missing payments.

What is the 15 3 credit card trick?

What Is the 15/3 Rule?

• Make a credit card payment 15 days before the bill's due date. You might be told to make your minimum payment, or pay down at least half your bill, early.
• Make another payment three days before the due date.

Is it safe to give 3 digits at the back of a credit card?

As with online transactions, it's usually safe to do this — just make sure that no one overhears the details you give out (so avoid public places when doing this). But you should never provide the details of your CVV when making a purchase in-person.

What can I buy with 5,000 dong in Vietnam?

Street Snacks - A Paradise Starting from Just 5,000 Vietnamese Dong. Banh trang tron, bubble tea, fried fermented pork rolls, Vietnamese sweet soup (che thap cam)… all can be found for just 5,000 to 25,000 Vietnamese Dong per item. With 100,000 Vietnamese Dong, you can enjoy a true “street food buffet” experience!

Should I exchange GBP to VND now or wait?

Try to buy when the pound is strong against the dong if you can, to save a little more.