Can you use a Metro card abroad?

Yes, you can use your Metro Bank debit card abroad for purchases and cash withdrawals where Mastercard is accepted, but expect charges: typically a 2.99% non-sterling transaction fee for payments and an additional £1.50 ATM fee for cash withdrawals outside the UK, plus the conversion rate. You don't need to notify them you're travelling, but updating contact details in the app is wise, and you can freeze/unfreeze your card there.

Can you use your Metro card abroad?

Happy Holidays. Going on holiday or taking a business trip? Our debit cards make purchasing things and taking out cash abroad as convenient as possible.

How much does Metrobank charge for international transactions?

1% Cross Border Service Fee – covers costs incurred to process payments through the Visa Network, acquiring bank, and/or foreign merchant affiliates. 0.68% Forex Processing Fee – covers Metrobank's internal processing costs for foreign currency transactions.

Can I use my Metrobank debit card internationally?

You can use your Metro Bank card anywhere that displays the Mastercard logo. ¹ This includes international chip-and-pin and contactless payments in shops, restaurants and transport hubs.

Does Metrobank work internationally?

Experience meaningful banking wherever you are in the Philippines or abroad with this suite of services. Send money instantly and securely with Metrobank's international money remittance services today.

The best cards to use abroad 2025: debit, credit and currency

Do I need to tell my Bank I'm using my card abroad?

If you intend to use your personal debit or credit card abroad it is best that you let us know. Telling us in advance that you're travelling will notify our transaction monitoring systems you will be using your debit or credit card abroad. This will help us to reduce the likelihood of your transactions being blocked.

Why does Metrobank charge $300?

Savings Account with a balance below the maintaining balance for 2 consecutive months, will incur a monthly balance fee of Php 300. This shall be deducted from the account's available balance. Once the account balance reached Php 0.00, the account may close and can no longer be reactivated.

Can I use my Metrobank Philippines credit card abroad?

For smooth and secure transactions abroad, call our Contact Center at (02) 88-700-700 to enable your card for international use. If you're a World Mastercard, Travel Signature Visa, or Travel Platinum Visa cardholder, no need to call since these cards are ready for use overseas.

Is it better to use a debit card or cash abroad?

Use a debit card

Most providers will charge you for every transaction you make overseas, but you can find credit or debit cards that will cut the cost of your spending abroad.

What is the 2/3/4 rule for credit cards?

The 2/3/4 rule for credit cards is a guideline, notably used by Bank of America, that limits how many new cards you can get approved for: no more than two in 30 days, three in 12 months, and four in 24 months, helping manage hard inquiries and credit risk. It's a strategy to space out applications, preventing too many hard pulls on your credit report and helping maintain financial health by avoiding over-extending yourself. 

Where to withdraw Metrobank without charge?

Withdrawal at any Metrobank ATMs using a Metrobank Prime Debit Card is free of charge. For more information about the applicable ATM transaction fees, visit our website at https://www.metrobank.com. ph/help.

How often do Metrobank exchange rates change?

Foreign exchange rates to be applied to overseas remittances may be changed by Metrobank without prior notice, depending on the market fluctuation. Early morning exchange rate is shown until 10:30AM. After 10:30AM, today's exchange rate is shown.

What ATMs can I use with my Metrobank debit card?

Metro Bank cardholders may use their debit card at any Metro Bank ATM to withdraw cash from their account, free of charge. Charges may apply when using other institutions. Metro Bank has limits in place for your protection. Monitoring for fraudulent activities is conducted 24/7.

Is it worth getting a no-fee card?

Having a credit card with no annual fee is especially beneficial for those on a tight budget who want to maximize the rewards earned from their credit card. Many of these cards offer competitive rewards programs and perks, so you can still enjoy the benefits of using a credit card without worrying about an extra cost.

Can I withdraw cash from my Metrobank credit card?

You can access cash through any Metrobank or PSBank ATM. Simply insert your Metrobank credit card, enter your 4-digit PIN and Cash Advance QuickPIN, and select the cash advance option. Follow the prompts to withdraw the desired amount.

What is the minimum maintaining balance for Metrobank?

Debit Card Account Requirements

• Initial Deposit: PHP 2,000.
• Maintaining Balance: PHP 2,000.

Is it better to use a debit or credit card abroad?

Key benefits of using a debit card abroad

Debit cards are a solid option for cost-aware travelers, as they offer direct access to your bank account without the potential for overspending. One of the key benefits is the ability to withdraw cash from ATMs with relatively low fees, depending on your bank.

Will my card get blocked if I use it abroad?

Notify Your Bank Before You Go

One of the most important travel banking tips is to let your bank know when and where you'll be traveling. Using your debit card in a new location—especially out of state or internationally—can trigger fraud alerts and lead to your card being blocked.

Can I withdraw cash from ATMs abroad?

When withdrawing cash abroad, you can typically expect a flat fee of $2 to $5 per transaction, along with an additional foreign transaction fee, usually between 1% and 3% of the amount. Some ATMs might also charge their own fees, which can vary depending on the location.