Could XRP be the next Bitcoin?

In a recent post, Bird claimed that by the end of 2026, the XRP/BTC ratio would reach 1:5,000—meaning 5,000 XRP would be worth the same as 1 BTC. This prediction taps into a long-standing belief among XRP supporters that the token is undervalued relative to its utility and adoption potential.

How high can XRP go realistically?

Realistically, XRP's price potential varies wildly based on adoption, regulation, and market cycles, with most predictions for the near term (2025-2030) suggesting ranges from $2-$10, with some bullish scenarios pushing towards $20-$30, driven by institutional use and <<< !nav>>payment utility; while extreme long-term highs ($100+) are discussed, they require massive, unprecedented market expansion, making them less realistic without immense global adoption. 

Can XRP make you a millionaire?

The math doesn't add up for XRP to mint millionaires right now. It could still be a smart crypto to own, especially after a recent $500 million investment in Ripple. XRP investors have reason to be optimistic, but expect short-term volatility.

Does XRP have any future?

But Geoffrey Kendrick, head of digital asset research at Standard Chartered Bank, expects a rebound. He thinks regulatory clarity and the adoption of spot exchange-traded funds (ETFs) will drive XRP to $12.50 by 2028, which implies 500% upside. Here's what investors should know.

Can XRP reach $100 in 2025?

Although XRP's supply-demand dynamics and distribution environment have improved materially in the second half of 2025, reaching a price of $100 still appears unlikely in the foreseeable future.

What 1,000 XRP Coins Will Be Worth in 2026? Ripple Conquers Crypto!

Where will XRP be in 5 years?

In summary, in five years from now I think XRP could be trading as much as 90% lower than its recent high, which would translate to a price of $0.36.

Will XRP hit 10,000?

It's highly unlikely for XRP to reach $10,000 under current conditions due to the astronomical market capitalization it would require (trillions of dollars, exceeding the global economy), but some analysts argue its unique utility for institutional settlement and potential supply shock could theoretically drive prices much higher, though most realistic forecasts are in the single or low double digits, with some optimistic long-term targets reaching $27. 

Are banks buying XRP?

12 Banks Using Ripple Solutions. A growing list of global banks and financial companies are using XRP for payments, liquidity, and remittance. Below is a table summarizing confirmed institutional adoption. Let's have a more detailed look at each of these institutions and how they use XRP.

Could Ripple replace Swift?

For years, blockchains like Stellar and Ripple's XRP Ledger have been positioned as faster, more efficient alternatives to the SWIFT network. But these platforms have never really eaten into SWIFT's dominant market share of cross-border payments.

Will $5000 XRP make me rich?

In order for that growth to turn you into a millionaire, you would need to invest about $5,000 into XRP today -- acquiring about 1,960 tokens. If XRP were to reach a price of $500, then your holding would be worth just shy of $1 million. So, to answer the million-dollar question, yes, XRP could make you a millionaire.

What if I put $1000 in Bitcoin 5 years ago?

Taking a buy-and-hold position in Bitcoin five years ago would have delivered massive returns for investors. As of this writing, Bitcoin is up 962.3% over the period. That means that a $1,000 investment in the token made half a decade ago would now be worth more than $10,620.

Is it better to hold XRP or Bitcoin?

While XRP is capable of explosive upside potential, it simply can't keep pace with Bitcoin over an extended period of time. Long-term buy-and-hold investors are better off sticking with Bitcoin and forgetting about XRP.

Can XRP reach $100,000 per coin?

Market Cap Madness 🌐: For XRP to reach $100,000, its market cap would need to climb to an astronomical level, possibly overshadowing the combined GDPs of entire continents! Right now, XRP trades at around $0.50, so reaching even $1,000 would require trillions in market capitalization.

Is XRP worth keeping?

Should you invest in XRP today? XRP might be worth considering over the next five years if those catalysts materialize. However, investors shouldn't bet the farm on XRP today because it still has a lot to prove. For now, it can't be valued by its scarcity like Bitcoin (BTC 2.11%) because it can't be actively mined.

Will XRP be as big as Bitcoin?

In a recent post, Bird claimed that by the end of 2026, the XRP/BTC ratio would reach 1:5,000—meaning 5,000 XRP would be worth the same as 1 BTC. This prediction taps into a long-standing belief among XRP supporters that the token is undervalued relative to its utility and adoption potential.

Is it better to buy Ethereum or XRP?

Ethereum, as the top blockchain in the world for decentralized finance, has caught Wall Street's attention. XRP has a promising role to play in the future of cross-border payments. Ethereum's strength in stablecoins, combined with its much larger DeFi ecosystem, gives it the edge over XRP.

Who is Ripples' main competitor?

Ripple competitors include Blockchain, Coinbase, Dwolla and Dash. Ripple ranks 1st in Diversity Score on Comparably vs its competitors. See below how Ripple compares to its competitors with CEO Rankings, Overall Culture Score, eNPS, Gender and Diversity Scores.

Is JP Morgan using XRP?

J.P. Morgan Is Using the XRP Ledger! A Phoenix Moment for Modern Finance. Disclaimer: This article is for informational and educational purposes only and does not constitute financial advice. Cryptocurrency and blockchain investments involve risk.

Why won't banks use XRP?

Banks prioritize systems with neutral governance, legal enforceability, and balance on the balance sheet. XRP and Ripple's solutions are fast, but face backlash due to concerns about centralized control and legality.

Who uses XRP in real life?

Major Banks Using RippleNet

Santander in Europe uses RippleNet (via its One Pay FX app) for faster remittances. In Asia, Japan's SBI Remit and Thailand's Siam Commercial Bank have live XRP liquidity corridors, and firms like Tranglo (Malaysia) run ODL corridors. U.S. banks are also testing Ripple technology.

Is XRP ready to explode?

Yes, it has the potential to double in value and hit the $4 price level in 2026. But it also has the potential to do what it always does: Tease investors with the prospect of huge, outsized gains, only to give them all back later.

How many people hold 10k XRP?

There are over 185,000 wallets holding between 10,000 and 25,000 XRP, but far fewer above that level. Once you get into the hundreds of millions of XRP, the numbers fall into the double digits. At the very top, only six wallets hold more than 1 billion XRP. That alone shows how rare large XRP holdings really are.

What does AI say about XRP?

AI Predicts Strong Rally for Ripple (XRP) in 2026 While This New Crypto Targets 7700% Climb. Market models using AI have started predicting a rally for Ripple (XRP) in the year 2026. However, the rally for XRP may be steady and not spectacular.