Do I need business insurance for a craft stall?

Public liability insurance for craft fairs and craft stallholders is incredibly important, as it covers you against any liability or claims made by the public in connection with your craft fair.

Do you need insurance to run a craft stall?

Crafters and craft fair sellers possess the same risks as a small business, and therefore will require effective business liability insurance. Selling any handmade items can result in a claim being made against you, by buyers or employees.

Do I need insurance to sell homemade crafts?

Popular crafting marketplaces, such as Etsy, Folksy, Ebay and Not On The High Street, don't make it compulsory for you to have insurance in order to sell products on their websites. However, it is important to have appropriate craft insurance in place to best protect your business, your goods and your sales.

What insurance do I need for a stall?

If you want to be protected against any injury to a member of the public or damage to their property due to negligence, then you will need public liability insurance.

Do I need insurance to run a craft workshop?

To run a fully protected craft workshop, you'll need Public Liability Insurance. This type of cover will allow you to be covered from legal action and large costs due to damages.

What insurance do I need for a craft fair or farmers market?

What do I need to run a craft stall?

Do I need insurance for my hobby?

Whether you're a collector or explorer, your recreational activities need to be protected to give you peace of mind. Safeguard your valuables from damage or disasters with collection insurance coverage you can trust.

How much is stall holder insurance?

Stallholder Insurance - Prices from £43.53 a year.

Do I legally need liability insurance?

Again, you are not legally required to have public liability insurance. However there are circumstances where you will still need it. If you employ anyone, you will need employers' liability insurance.

Can I get public liability insurance for one day?

One Day Event Public Liability Insurance. Even if you're running a one-day event for colleagues, friends, family or the public, it's always worth taking out public liability insurance for one day.

What insurance do crafters need?

If you're running a craft fair as a market trader, you're also working a lot with the public – and accidents can happen. Public liability insurance can help protect your business in case of third-party injury or damage, maybe caused by a trip or slip over your stall, or injury caused by one of your products.

Do I need to register as a business to sell crafts?

When it comes to crafting, there are very few areas in which a licence is essential. If you are working with and selling alcohol, food or have a business premise that isn't your home, you may need a licence. Otherwise, it is mostly acceptable for a small business to simply register with HMRC and begin trading.

What insurance do you need for a craft business?

Regardless of what you craft, you will likely benefit from having public liability insurance.

How much is crafters insurance per year?

The annual premium for £5,000,000 Public and Products Liability is £59.00. To include Employers' Liability, the premium will be £87.00. If you would like higher limits of indemnity for Public and Products Liability (£10,000,000) prices increase to £70.50 and £98.50 (with Employers' Liability).

How much is a craft fair stall?

How much does a stall cost? Cost of stalls are completely dependent on the location of the market and size of the stall. We endeavour to keep costs down as much as possible and put a large percentage of stall holder fees back into marketing for the event. Table prices range from £25 - £75.

Do you need insurance to sell on Etsy?

Do I need business insurance to sell on Etsy? Put plainly, no. You are not legally required to take out any form of insurance before selling your handmade crafts on Etsy. That being said, it is generally a good idea to at least consider purchasing online retailer insurance before selling on this platform.

Is it illegal not to have business insurance?

Am I breaking the law if I don't have it? There is no law that requires your business to have public liability insurance. However, some large organisations require you to have it, and will not do business with you unless you are insured.

What happens if you don't have business liability insurance?

If you have no Public Liability Insurance in place and you must pay out in the event of a claim will mean that all compensation comes out of your business' bank account and directly from your bottom line. Having insurance in place gives you financial protection in the event of an accident happening.

What happens if a company doesn't have liability insurance?

In the event of an accident, the company will not only be prosecuted for having no insurance, it will remain liable to the injured party and have to pay all the compensation, its own legal costs and the claimant's costs out of its own funds. In many cases this would result in the company ceasing to trade.

What insurance do I need as a market trader?

Public liability insurance

Provides protection if you're held responsible for causing an injury to someone or damaging their property in the course of your work as a market trader. For example, if someone trips over an electric cable connected to your stall and breaks their leg.

What is hobby insurance?

Hobby Farm Insurance is a specialist insurance policy covering the risks associated with running a small personal farm.

How do I claim hobby expenses?

Do I need a licence to sell at craft fairs?

If you are attending an organised Craft Fair, it is likely that the organisers will have obtained a licence to cover the event itself. However, if you are trading at a market for example, you may need a market stall or street trading licence. Contact your local council to understand what requirements there might be.