Do I need insurance to run a craft fair?

Crafters and craft fair sellers possess the same risks as a small business, and therefore will require effective business liability insurance.

Do you need insurance for a small craft business?

There are some types of cover that all crafters should have – Public and Products Liability insurance is definitely one and, if you employ anyone, the law says you have to have Employers Liability cover too.

Do I need insurance to run a craft workshop?

To run a fully protected craft workshop, you'll need Public Liability Insurance. This type of cover will allow you to be covered from legal action and large costs due to damages.

Do I need a licence to sell at craft fairs?

If you are attending an organised Craft Fair, it is likely that the organisers will have obtained a licence to cover the event itself. However, if you are trading at a market for example, you may need a market stall or street trading licence. Contact your local council to understand what requirements there might be.

Why do I need public liability insurance for a craft stall?

If you're running a craft fair as a market trader, you're also working a lot with the public – and accidents can happen. Public liability insurance can help protect your business in case of third-party injury or damage, maybe caused by a trip or slip over your stall, or injury caused by one of your products.

What insurance do I need for a craft fair or farmers market?

Do I need insurance to sell at craft fairs?

If you wish to regularly attend craft fairs and have your own stall, you will also need stall insurance. This will protect you and stall against any incidents, and you can enjoy the event knowing your craft business is thoroughly protected.

Do I need insurance to sell homemade crafts?

Popular crafting marketplaces, such as Etsy, Folksy, Ebay and Not On The High Street, don't make it compulsory for you to have insurance in order to sell products on their websites. However, it is important to have appropriate craft insurance in place to best protect your business, your goods and your sales.

Do I need insurance to sell handmade crafts UK?

As touched on above, you do not legally require public and product liability insurance to sell at a craft stall. However, it is a good idea. If, for example, a member of the public trips over your stall and becomes injured, this cover will protect you.

What do I need to sell at a craft fair UK?

Event organisers may have a strict policy of handmade goods only. If this is the case, you may need to supply an example of your work and or photographs of what you are intending to sell. When people go shopping at a craft fair, they like to see high quality crafts.

Do I need to register as a business to sell crafts?

When it comes to crafting, there are very few areas in which a licence is essential. If you are working with and selling alcohol, food or have a business premise that isn't your home, you may need a licence. Otherwise, it is mostly acceptable for a small business to simply register with HMRC and begin trading.

What insurance do I need for craft fair?

Public liability insurance for crafters and craft fairs. Public liability insurance covers you for any accidental bodily injury to a member of the public, as well as cover for accidental damage to third party property proven to be a result of your negligence in connection with your craft fair or craft stall.

How much does public liability insurance cost UK?

The average cost for public liability insurance with AXA is £4.94* a month. It's important to note that working out the cost of public liability cover for each policy depends on several factors, such as your occupation, where you're working, how many staff you have and your annual turnover.

How much is crafters insurance per year?

The annual premium for £5,000,000 Public and Products Liability is £59.00. To include Employers' Liability, the premium will be £87.00. If you would like higher limits of indemnity for Public and Products Liability (£10,000,000) prices increase to £70.50 and £98.50 (with Employers' Liability).

Can you make a living off a craft business?

Yes, you can make money from a crafting business.

You'll need to invest in equipment, supplies and time if you want your business to succeed. If you have a hobby that you enjoy and are good at doing it, there's no reason not to turn it into a small business!

Can I start a craft business from home?

Many craft business owners sell at local craft markets or through partnerships with local merchants. Others join an online marketplace like Amazon Handmade or Etsy. You can also start an online craft business by launching your own online store. You don't need an expensive and complicated website to get started.

What does craft insurance cover?

injury to someone else, or damage to their property, caused by you while you're working, or as a result of your craft work. injury to someone else, or damage to their property, caused by your employee (remember, if you employ people, you're required by law to have employers' liability insurance)

What sells best at craft fairs UK?

Handmade Accessories

Items such as handbags, wallets, belts, scarves, and hats make great additions to any craft fair stall. Experiment with different materials like leather, fabric, or recycled materials to create eye-catching designs that stand out from mass-produced accessories.

What sells the most at craft fairs?

Popular items that often sell very well include handmade jewelry, clothing items such as scarves and hats, home décor items like wall hangings or coasters, as well as candles, soaps, and beauty products. Knitted goods such as blankets and toys are also frequently popular at craft fairs.

Can I sell alcohol at a craft fair?

You need an alcohol licence from your local authority to sell alcohol at an event. You may also need a temporary event notice. Check for any restrictions on selling alcohol in: your charity's governing document.

Do I need to register my craft business with HMRC?

As a new business owner, you'll also need to deal with HMRC. It's important that you register as self-employed so you can pay your taxes. Then you'll need to keep up with tax deadlines for your business, filing your tax return and paying your bill on time (including corporation tax if you establish a limited company).

Do I need public liability insurance for a hobby?

Regardless of what you craft, you will likely benefit from having public liability insurance. We cover a wide range of crafts which many other providers do not. These include, but are not extensive to: Cosmetics, such as Bath and Shower Products.

Do you need public liability insurance to sell on Etsy?

Do you need liability insurance to sell on Etsy? Liability insurance is not a mandatory requirement for Etsy sellers. But this doesn't mean having this cover in place is a bad idea. On the contrary, it can save you huge sums of money should a claim be brought against you.

How do you price homemade crafts?

How do you price DIY crafts to sell?

Simply take the number of hours it took you to make the product, multiply it by your hourly rate, and that's how much you should charge for the item! For example, let's say that you spend 2 hours making a pair of earrings. Using an hourly rate of $12.50, you would charge $25 for the earrings ((2 x 12.50) = 25).

Does Etsy provide insurance?

Etsy seller insurance provides financial protection against the unique risks you are exposed to as an Etsy store owner, such as allegations of defective products and cyber-related claims.