Do I need insurance to sell hair bows?

Whether you make your living from your handicraft or view it as a passion project, if you sell your work, you need insurance cover. Even if you don't see yourself as a business, you're as open to legal action as any big company.

Do I need insurance to sell craft items?

Although Public Liability Insurance typically refers to covering craft fairs and events, it is still necessary to ensure that your business is protected from any other legal matters should a member of the public sue you due to an incident involving your business.

Do I need insurance to sell bath bombs?

Do I need Liability Insurance to make and sell bath bombs? Yes, it is so important that you have your bath bomb business covered by a comprehensive craft insurance policy. At CraftCover, we supply crafters with insurance you can trust.

Do I need insurance to sell products?

Product liability insurance is important for anyone who sells products, whether it be online or over the counter, because the seller is the first point of call for a customer if something goes wrong, and is therefore liable to be the subject of a claim.

Do I need insurance to sell wax melts from home?

Unless you have employees, you're not legally required to buy insurance to make and sell wax melts. However, because of the hazardous nature of the product, it's recommended for sellers to buy product liability insurance to protect their business in case the wax melts caused injury or property damage to a customer.

How to price your items to sell and get profit!! // selling on Etsy // budgeting a small business

What do I need to legally sell wax melts UK?

Can I legally sell wax melts?

The most important aspect of making candles and wax melts is thorough testing and getting your CLP labeling sorted before selling to ensure you are adhering to the legal requirements for selling candles and wax melts.

Do I need insurance to sell handmade crafts UK?

As touched on above, you do not legally require public and product liability insurance to sell at a craft stall. However, it is a good idea. If, for example, a member of the public trips over your stall and becomes injured, this cover will protect you.

What insurance do I need to sell products?

Product liability insurance

Protects you if a faulty product you sell causes injury to someone or damages their property. It can cover legal fees and compensation costs if someone makes a claim against you.

Do you need insurance to sell on Etsy UK?

Do I need business insurance to sell on Etsy? Put plainly, no. You are not legally required to take out any form of insurance before selling your handmade crafts on Etsy. That being said, it is generally a good idea to at least consider purchasing online retailer insurance before selling on this platform.

Do you need insurance to sell handmade candles?

The short answer is, it's highly recommended. While it might not be a legal mandate in every jurisdiction to have insurance for selling candles, the risks of operating without it can be immense. Any business, no matter how small, can face potential lawsuits, claims, or unforeseen mishaps.

Do I need a Licence to sell homemade soap UK?

A CPSR is required for any cosmetic product that comes into contact with the skin. It is not required for candles, room sprays, shower steamers for example. Establish a Good Manufacturing Practice (click here for GMP article).

What are the laws on selling homemade beauty products UK?

GMP is a legal requirement of the UK and the EU Cosmetics Regulations. The person making the cosmetics at home must make sure that work areas are clean, that there is no possible contamination, that there is suitable separation of ingredients and finished products and that microbial contamination is monitored.

Do I need insurance to sell crochet items?

Public liability insurance is not a legal requirement, however, some craft fair organisers will want to see evidence of the craft sellers' insurance.

Do I need insurance to sell crochet?

There are some types of cover that all crafters should have – Public and Products Liability insurance is definitely one and, if you employ anyone, the law says you have to have Employers Liability cover too.

Can I sell my handmade items?

You can sell handmade online via your own store built with a platform like Shopify, on third-party marketplaces like Amazon and eBay, with niche sites like Etsy and Big Cartel, and on social media sites like Instagram and Facebook. You can also sell handmade items wholesale to other businesses.

Do I need public liability insurance for a hobby?

Regardless of what you craft, you will likely benefit from having public liability insurance. We cover a wide range of crafts which many other providers do not. These include, but are not extensive to: Cosmetics, such as Bath and Shower Products.

What is the most profitable insurance product to sell?

On average, life insurance is one of the most profitable types of insurance to sell. Whether you are selling them to employers or individuals, these policies tend to be large, with significant annual premiums.

How much is product liability insurance for a small business UK?

The average annual cost for standard PL insurance in the U.K. runs about £118 for small businesses but can be significantly higher for those operating in high-risk fields. Public injury claims in the U.K. can cost upwards of £100,000 in some extreme cases, though most fall between £10,000 - £20,000.

Do I need a license to sell crafts UK?

Not all areas of business require a licence. When it comes to crafting, there are very few areas in which a licence is essential. If you are working with and selling alcohol, food or have a business premise that isn't your home, you may need a licence.

Do I need to register my craft business with HMRC?

As a new business owner, you'll also need to deal with HMRC. It's important that you register as self-employed so you can pay your taxes. Then you'll need to keep up with tax deadlines for your business, filing your tax return and paying your bill on time (including corporation tax if you establish a limited company).

Can I sell products without registering as a company UK?

Every new business in the United Kingdom is subject to mandatory registration with HMRC. In fact, registering a business means informing the tax office that your business exists and paying all the necessary taxes provided by UK law.

Is it illegal to sell wax melts without CLP?

If you're including any outer packaging for your products, the CLP label must also be included here. Failing to provide accurate CLP information is considered a legal offense, so make sure you're getting it right before you start selling. Learn more about CLP labels and what must be included in them.

Do you need a CLP for wax melts UK?

Candles and wax melts fall within the CLP Regulations and so they need compliant labels. Is CLP labelling a legal requirement? Yes. If you are selling your scented candles and wax melts in the UK and EU then you have to label any mixtures that contain hazardous chemicals.

Do I need a Licence to sell homemade candles UK?

Legal requirements for candle selling

On the legal side of things, yes, it is legal to sell melts and candles made at home, provided you meet the relevant legal requirements. In the UK, you will need to register your candle-making business with the local authority and comply with health and safety regulations.