Do you need cash or card for Christmas market in Zurich?

If you're wondering if you should bring cash or card to the Christmas markets, the answer is CARD! Almost all the vendors here take cards, and we were surprised to see many stalls and even entire markets saying "only card, no cash!" This is very, very different than all the other markets we've visited.
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Do I need to bring cash to Zurich?

Cash. Despite being a modern economy, Switzerland still has a strong cash culture. The Swiss franc (CHF) is the official currency and some places, particularly in rural areas, may not accept cards. Cash is commonly used in smaller stores, local markets and for tipping, though tipping is not mandatory.
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Do I need cash for Christmas markets?

In general, most Christmas markets accept both cash and card, but each vendor can set their own rules. Some places have a minimum spend for card payments, so it's always best to come prepared.
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Do European Christmas markets take cash or cards?

We were surprised to see that most booths at the Christmas markets in Europe accept debit or credit cards. I love using my travel credit card whenever possible because I earn points as I spend. However, some stalls at the Christmas Markets in Europe will be cash-only.
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Does Zurich have a nice Christmas market?

Christmas Markets in Zurich and Lucerne. Immerse yourself in the festive Advent atmosphere of Zurich and Lucerne. Enjoy the lovingly decorated market stalls, culinary delicacies and charming arts and crafts, accompanied by mulled wine, twinkling lights and Advent melodies.
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CHRISTMAS IN ZURICH | Christmas Markets, The Singing Christmas Tree, & Illuminarium & MORE!

Do I need cash for Swiss Christmas markets?

1) Carry cards and cash - many stalls only accept cash, but some places (like in Switzerland) are card-only. 2) You pay a couple of extra Euros as a deposit in your Gluhwein mug, but you can get it back by returning the mug at the end of your market exploration. Some people just keep the mug.
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What food is served at the Christmas market in Zurich?

Ideal for winter, hearty Swiss cuisine is available- from cheese fondue to roasted sausages, or spiced biscuits and glühwein for something sweet. In the heart of Zurich's charming old town, this market is Zurich's oldest and most traditional Christmas market.
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Is it better to pay by card or cash in Europe?

Because merchants pay commissions to credit-card companies, small European businesses (B&Bs, mom-and-pop cafés, gift shops, and more) often prefer that you pay in cash. Vendors might offer you a discount for paying with cash, or they might not accept credit cards at all.
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How much cash should I bring to German Christmas markets?

Take cash!

You could budget around €30 to €50 for each market, which should be enough to buy drinks, bratwurst and other snacks. For food you can expect to pay around €3 to €6 per beer or wurst.
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What is the best European Christmas market?

Check out our hostels across Europe.
  • Amsterdam, Netherlands. Ice Village on Museumplein. ...
  • Berlin, Germany. Gendarmenmarkt Square in Mitte. ...
  • Paris, France. Marché de Noël des Tuileries. ...
  • London, England. Southbank Centre Winter Market. ...
  • Vienna, Austria. ...
  • Tallinn, Estonia. ...
  • Budapest, Hungary. ...
  • Bruges, Belgium.
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Can you haggle at Christmas markets?

Don't be afraid to barter

If you're buying for family and friends, why not quote another price you've seen or ask if they'll do a bulk discount. Familiarising yourself with the local language can be a big benefit when haggling because the locals will respect the effort and may reduce the price.
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Which shops do not accept cash?

Although some of its 490 stores continue to accept cash.
  • Gail's Bakery has revealed that its 150 outlets nationwide will only accept card payments.
  • Pizza Hut has also taken a similar stance since 2020 when it turned to taking card only.
  • Itsu has also had similar rules in place since 2019.
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Do they take cash or card at Vienna Christmas markets?

Most vendors at Vienna's Christmas markets only take cash. Some stalls with more expensive gifts may take cards, but all food and drink vendors rely on cash.
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Is it worth getting a Zürich Card?

Besides unlimited 2nd class travel on all forms of public transportation (tram, bus, train, boat, funicular, and cable car) in the city of Zurich and surrounding region, the Zürich Card offers numerous other discounts – including culinary surprises, free admission to museums, discounts in Zurich stores, and more.
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Can I use my UK debit card in Switzerland?

Yes, your UK debit card will be accepted in Switzerland, both for paying and withdrawing cash. However, your bank might charge you a fee for foreign transactions or withdrawals.
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Do you tip in Switzerland?

In Switzerland, the guest is not obliged to tip. In many restaurants, however, it is customary to pay a tip. This amounts to approximately 10 percent or it is rounded up to a round amount.
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How to dress for German Christmas markets?

What to Wear at the European Christmas Markets
  1. Tights, Fleece Lined Leggings, or Long Undies. ...
  2. Wool or Cashmere Socks. ...
  3. Waterproof Boots or Shoes. ...
  4. Heavy Coat. ...
  5. Hat - One that Covers Your Ears. ...
  6. Gloves. ...
  7. Undershirt. ...
  8. Electric Hand Warmers.
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Can you keep the mugs at German Christmas markets?

You'll get the full amount of Pfand back if you return your mug. It's commonly accepted, though, that you can keep the cup if you don't return it for the Pfand amount. This is a perfect way to collect a cup to remember your trip with.
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Why should you always have cash on you when in Germany?

Reasons to use cash in Germany

This also applies to taxis, which don't always accept all kinds of payment cards. Despite the fact that the world is becoming completely digital, Germans are not giving up on cash. Also, a good reason to have euros on you is being able to leave cash tips whenever you feel like it.
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Should I pay in euros or pounds on a debit card?

Always select to pay in local currency

It could cost you more than paying in the local currency. Point-of-sale currency conversion rates are set by the retail outlet and they're usually less favourable. For example, if you are in the eurozone then select to pay in euros, not pounds, at the card machine.
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Can I use euros in Switzerland?

Switzerland is not part of the European Union and as such doesn't use the Euro. ¹ That said, the country is surrounded by European Union countries including France, Germany, and Italy, so some businesses do accept Euro payments.
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How much cash should I bring to Europe for 2 weeks?

A good rule of thumb is to carry $50-$100 a day in the local currency while travelling. Remember, though, that cash may not be the best option to pay for travel expenses. Credit cards offer great rewards, lower transaction fees, and can help you get a better exchange rate.
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What time do Zurich Christmas markets close?

The Zurich Christmas market dates have been announced! The Zurich Christmas markets will be open from November 20- December 23, 2025. The markets will be open from around 11 am - 10pm daily. Visiting on a weekday would be far less crowded than on the weekend.
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Where is the best place to buy Christmas markets in Switzerland?

Where To Find the Best Christmas Markets in Switzerland (and How To Visit)
  • Montreux. Montreux comes to twinkly-light life over Christmas. ...
  • Zurich. Even Zurich's train station gets into the festive spirit. ...
  • Bern. Bern's old town is a great backdrop for seasonal shopping and sipping. ...
  • Basel. ...
  • Geneva. ...
  • Lucerne. ...
  • Lausanne. ...
  • Bellinzona.
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How expensive is Zurich?

With a cost of living index of 101.1, Zurich's prices are significantly higher than most European and global destinations. Tourists can expect to spend CHF 150-200 ($170-225) per day on a budget, while residents face monthly expenses of CHF 4,000-7,000 ($4,500-7,900) excluding rent.
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