Do you need insurance for a craft fair?

Crafters and craft fair sellers possess the same risks as a small business, and therefore will require effective business liability insurance. Selling any handmade items can result in a claim being made against you, by buyers or employees.

Do I need insurance to run a craft fair?

Public liability insurance for craft fairs and craft stallholders is incredibly important, as it covers you against any liability or claims made by the public in connection with your craft fair.

Do I need insurance to sell homemade crafts?

Popular crafting marketplaces, such as Etsy, Folksy, Ebay and Not On The High Street, don't make it compulsory for you to have insurance in order to sell products on their websites. However, it is important to have appropriate craft insurance in place to best protect your business, your goods and your sales.

Do I need a licence to sell at craft fairs?

If you are attending an organised Craft Fair, it is likely that the organisers will have obtained a licence to cover the event itself. However, if you are trading at a market for example, you may need a market stall or street trading licence. Contact your local council to understand what requirements there might be.

Do I need public liability insurance for a hobby?

Regardless of what you craft, you will likely benefit from having public liability insurance. We cover a wide range of crafts which many other providers do not. These include, but are not extensive to: Cosmetics, such as Bath and Shower Products.

What insurance do I need for a craft fair or farmers market?

Do I need insurance to sell handmade crafts UK?

As touched on above, you do not legally require public and product liability insurance to sell at a craft stall. However, it is a good idea. If, for example, a member of the public trips over your stall and becomes injured, this cover will protect you.

Do I need insurance to sell cakes from home?

Whether you're baking baguettes or perfecting pastries, chances are you'll face a number of common business risks. Public liability's considered an essential cover if you're dashing around delivering your baked goods to customers - and if you employ anyone, you'll need to think about employers' liability too.

Do I need to register my small craft business?

Check-list for Starting a Craft Business: Register as Self Employed with HMRC. Obtain any permits or planning permission that you may need from your local authority. Contact your local authority to find out whether you need to pay Business Rates.

What do I need to sell at a craft fair UK?

Event organisers may have a strict policy of handmade goods only. If this is the case, you may need to supply an example of your work and or photographs of what you are intending to sell. When people go shopping at a craft fair, they like to see high quality crafts.

Are craft fairs worth doing?

It's about more than sales

You can also use it as market research as you get to see the types of items that customers are attracted to. If you sell online this gives you the opportunity to see which items to feature and add front and centre on your website.

What insurance do crafters need?

If you're running a craft fair as a market trader, you're also working a lot with the public – and accidents can happen. Public liability insurance can help protect your business in case of third-party injury or damage, maybe caused by a trip or slip over your stall, or injury caused by one of your products.

How much is crafters insurance per year?

The annual premium for £5,000,000 Public and Products Liability is £59.00. To include Employers' Liability, the premium will be £87.00. If you would like higher limits of indemnity for Public and Products Liability (£10,000,000) prices increase to £70.50 and £98.50 (with Employers' Liability).

Do I need to register as a business to sell crafts?

When it comes to crafting, there are very few areas in which a licence is essential. If you are working with and selling alcohol, food or have a business premise that isn't your home, you may need a licence. Otherwise, it is mostly acceptable for a small business to simply register with HMRC and begin trading.

How many items should you have for a craft fair?

How much product should I bring to a craft show? Ideally, you want to recoup 8 to 10 times the booth fee and bring double the amount of product to make that happen. You also want to make sure you're spreading your inventory across several price points.

What do I need for a craft fair stall?

Can you get public liability insurance for 1 day?

With single day public liability insurance, you can get the coverage you need without committing to a long-term policy. Short-term public liability insurance is a flexible and cost-effective option that can provide coverage for a range of events and activities, including trade shows, exhibitions, and one-off gigs.

What sells best at craft fairs UK?

Handmade Accessories

Items such as handbags, wallets, belts, scarves, and hats make great additions to any craft fair stall. Experiment with different materials like leather, fabric, or recycled materials to create eye-catching designs that stand out from mass-produced accessories.

What sells the most at craft fairs?

Popular items that often sell very well include handmade jewelry, clothing items such as scarves and hats, home décor items like wall hangings or coasters, as well as candles, soaps, and beauty products. Knitted goods such as blankets and toys are also frequently popular at craft fairs.

Can I sell alcohol at a craft fair?

You need an alcohol licence from your local authority to sell alcohol at an event. You may also need a temporary event notice. Check for any restrictions on selling alcohol in: your charity's governing document.

Do I need to register my craft business with HMRC?

As a new business owner, you'll also need to deal with HMRC. It's important that you register as self-employed so you can pay your taxes. Then you'll need to keep up with tax deadlines for your business, filing your tax return and paying your bill on time (including corporation tax if you establish a limited company).

Do small businesses have to register with HMRC?

Registering a business is required for different reasons, but the first and foremost purpose is to prevent any kind of problem with HMRC. Non-registration and non-payment of necessary taxes can result in hefty fines. Another reason why you should register your business is specific trade activities.

Can I run a small business without registering UK?

Companies must be registered in order to be legally recognised as a business in the UK. At the very least you will need to register with Her Majesty's Revenue and Customs (HMRC) to ensure you are paying your taxes to the correct amount and deadline.

Is it illegal to sell homemade cakes?

You will need to do the following to be permitted to make money by selling your baked goods from home: Register your business with your Local Authority. Take the relevant training for food hygiene at home. Prepare your home kitchen for a visit from the Environmental Health Officer (EHO).

Can I sell cakes from home as a hobby?

Unfortunately, it's not quite a piece of cake when it comes to flogging your sweet treats from home. There are food hygiene regulations to consider – and you'll likely need to take a Level 2 Food Safety Course before you can sell a single slice from your front door.

Do I need a food hygiene certificate to make and sell cakes?

If you are making money from the food you have made at home and you have registered as a business, then the answer is yes. This is because your customers need to know that they will be kept safe.