Do you need insurance to sell at craft fairs UK?

If you're selling your products at a physical location – whether it's a craft fair, a Christmas market or similar – the organisers of the event will need confirmation that you have insurance.

Do you need liability insurance to sell at a craft fair?

Most craft fair organisers will request proof that you have an insurance policy in place before allowing you to sell at their craft fair. Employers liability insurance is a legal requirement if you have any employees accompanying you at the craft fair who are not family members or contractors.

Do I need insurance to sell handmade crafts UK?

As touched on above, you do not legally require public and product liability insurance to sell at a craft stall. However, it is a good idea. If, for example, a member of the public trips over your stall and becomes injured, this cover will protect you.

Do I need a license to sell at craft fairs UK?

When it comes to crafting, there are very few areas in which a licence is essential. If you are working with and selling alcohol, food or have a business premise that isn't your home, you may need a licence. Otherwise, it is mostly acceptable for a small business to simply register with HMRC and begin trading.

How can I legally sell my homemade products UK?

What is the Law for Selling Handmade Items in the UK? To register as a sole trader, you must be self-employed and have your own business. You don't have to register the name you are going to trade under, but if you want to stop people from trading under your business name you'll have to register it as a trademark.

The insurance you need for selling at markets and craft fairs

Do I need to register my craft business with HMRC?

As a new business owner, you'll also need to deal with HMRC. It's important that you register as self-employed so you can pay your taxes. Then you'll need to keep up with tax deadlines for your business, filing your tax return and paying your bill on time (including corporation tax if you establish a limited company).

Do I need insurance to sell craft items?

Although Public Liability Insurance typically refers to covering craft fairs and events, it is still necessary to ensure that your business is protected from any other legal matters should a member of the public sue you due to an incident involving your business.

Do I need to register my small craft business?

Check-list for Starting a Craft Business: Register as Self Employed with HMRC. Obtain any permits or planning permission that you may need from your local authority. Contact your local authority to find out whether you need to pay Business Rates.

Do you need a licence to hold a craft fair?

You need a licence to hold an occasional market, such as a craft fair or food fair, or a car boot sale if there will be 5 traders or more.

Do you need to be a registered business to sell at a craft fair?

If you are attending an organised Craft Fair, it is likely that the organisers will have obtained a licence to cover the event itself. However, if you are trading at a market for example, you may need a market stall or street trading licence. Contact your local council to understand what requirements there might be.

What insurance do crafters need?

If you're running a craft fair as a market trader, you're also working a lot with the public – and accidents can happen. Public liability insurance can help protect your business in case of third-party injury or damage, maybe caused by a trip or slip over your stall, or injury caused by one of your products.

How much is crafters insurance per year?

The annual premium for £5,000,000 Public and Products Liability is £59.00. To include Employers' Liability, the premium will be £87.00. If you would like higher limits of indemnity for Public and Products Liability (£10,000,000) prices increase to £70.50 and £98.50 (with Employers' Liability).

How much does public liability insurance cost UK?

The average cost for public liability insurance with AXA is £4.94* a month. It's important to note that working out the cost of public liability cover for each policy depends on several factors, such as your occupation, where you're working, how many staff you have and your annual turnover.

Can you get public liability insurance for 1 day?

With single day public liability insurance, you can get the coverage you need without committing to a long-term policy. Short-term public liability insurance is a flexible and cost-effective option that can provide coverage for a range of events and activities, including trade shows, exhibitions, and one-off gigs.

How many items should you sell at a craft fair?

In craft circles, there's a lot of talk about the “7x rule.” According to this rule, makers should aim to sell 7 times what they pay for the booth fee at a craft fair. So, if you go to a craft fair that has a $200 booth fee, you'll want to sell at least $1,400 worth of merchandise. 45,000/1,400 = 32.14.

Do I need public liability insurance for a hobby?

Regardless of what you craft, you will likely benefit from having public liability insurance. We cover a wide range of crafts which many other providers do not. These include, but are not extensive to: Cosmetics, such as Bath and Shower Products.

Do I need a licence to sell my handmade items?

FACT SHEET - STREET TRADING ART AND CRAFT EXHIBITIONS DO I NEED A LICENCE? With few exceptions, any form of selling of goods or the provision of services which takes place either in the street, or on the public footway, or up to 7 metres from any street, requires a licence.

Are craft fairs worth doing?

It's about more than sales

You can also use it as market research as you get to see the types of items that customers are attracted to. If you sell online this gives you the opportunity to see which items to feature and add front and centre on your website.

What do you need to run a craft fair?

How do I start a small craft business from home UK?

What crafts can I make to sell UK?

Can I run a small business without registering UK?

Companies must be registered in order to be legally recognised as a business in the UK. At the very least you will need to register with Her Majesty's Revenue and Customs (HMRC) to ensure you are paying your taxes to the correct amount and deadline.

Do you need insurance to sell on Etsy UK?

Do I need business insurance to sell on Etsy? Put plainly, no. You are not legally required to take out any form of insurance before selling your handmade crafts on Etsy. That being said, it is generally a good idea to at least consider purchasing online retailer insurance before selling on this platform.

Do you need public liability insurance for selling on Etsy?

In a word, no, selling your products on Etsy, there is no requirement to have insurance; that doesn't mean you should sit back, relax and hope everything is good.

Do I need product liability insurance UK?

Product liability insurance isn't a legal requirement, but you may find that manufacturers, suppliers, distributors or retailers you work with will require you to have it. On top of that, if you are found liable for injury, damage or death caused by one of your products, you can be sued.