Do you need public liability insurance for car boot sale?

Did you know. Some Car Boot Sale Insurance policies require ALL exhibitors to have their own Public Liability cover, If they don't the cover is null and void! This makes it impractical for all the private individuals and other casual sellers to turn up and sell at your Car Boot Sales.
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Do I legally need public liability insurance?

Is Public Liability a legal requirement? Public Liability insurance is not a requirement by law, but many clients will insist that you're covered for public liability before allowing you to begin work. Some trade associations will not allow you to register with them unless you have a valid liability policy.
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Do I need public liability insurance for a market stall?

We advise that all market traders get a comprehensive public liability insurance policy as a minimum, especially when working at multiple markets with varying degrees of risk. Venues, event organisers and local authorities will often require this level of cover as a minimum.
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Do you need permission to run a car boot sale?

Car boot sales usually count as 'occasional sales', which must be licensed. An occasional sale is a sale including five or more stalls, stands, vehicles or pitches. There are exceptions to the licensing of occasional sales.
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Do I need public liability insurance to sell at craft fairs?

Crafters and craft fair sellers possess the same risks as a small business, and therefore will require effective business liability insurance.
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Do I need Public Liability Insurance? | ConstructAQuote

Can you get public liability insurance for 1 day?

With single day public liability insurance, you can get the coverage you need without committing to a long-term policy. Short-term public liability insurance is a flexible and cost-effective option that can provide coverage for a range of events and activities, including trade shows, exhibitions, and one-off gigs.
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Is public liability insurance optional?

Again, you are not legally required to have public liability insurance. However there are circumstances where you will still need it. If you employ anyone, you will need employers' liability insurance.
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What are you not allowed to sell at a car boot sale?

Fire Arms, Knives, Tobacco, Alcohol and Controlled Substances, Unless fully licensed to do so, with permission from National Car Boot sale organisers, it is strictly forbidden to sell any of the above items and any items that may fall into the above categories.
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What do you need to sell at a car boot?

What to buy and sell. Bric-a-brac, clothes, books and toys are all car boot sale staples. However, it can be surprising what sells well, so even if you think an item is not worth anything, it may be worth bringing it along. You should avoid spending all of your profits on buying more items from other sellers.
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Can I sell sweets at a car boot?

You will probably need a health and Hygiene certificate so contact your council and find out. Also contact who owns the car boot site, and see if they are allowing any more traders selling sweets. It is not just a case of buying, rebagging and selling on.
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What happens if I don't have public liability insurance?

If you don't have public liability cover, and you were found legally liable for an incident, you may not be able to afford the legal costs associated with defending a claim or paying damages.
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What happens if a company doesn t have public liability insurance?

If you have no Public Liability Insurance in place and you must pay out in the event of a claim will mean that all compensation comes out of your business' bank account and directly from your bottom line. Having insurance in place gives you financial protection in the event of an accident happening.
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What does public liability insurance not cover?

Public liability insurance does not cover employees, temporary staff, students or people on work placements – for this you need employers' liability insurance.
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How much does public liability insurance cost?

The average cost for public liability insurance with AXA is £4.94* a month. It's important to note that working out the cost of public liability cover for each policy depends on several factors, such as your occupation, where you're working, how many staff you have and your annual turnover.
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What is the difference between public liability and insurance?

Public liability insurance is designed to cover members of the public rather than employees. Employers' liability insurance is the insurance you need to cover injury or damage claims made by a member of staff. This insurance is a legal obligation for most employers.
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How does car boot sale work?

Sellers will typically pay a small fee for their pitch and arrive with their goods in the boot of their car. Usually the items are then unpacked onto folding trestle tables, a blanket or tarpaulin, or the ground. Entry to the general public is usually free, although sometimes a small admission charge is made.
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What is a car boot sale called in America?

In America its called a Flea Market. A car boot is something thats put on the wheel of a car to prevent it from moving until the owner can pay the fines.
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What sells the best at car boot sales?

Clothes are a top seller at car boots. Children's and designer clothes sell well, but do expect to get haggled on the prices. Presentation: Iron them and if possible put them on a clothes rail. Always check your clothes for tears or damage before displaying.
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Do you have to pay tax on car boot sales?

On the other hand, if somebody regularly attends car boot sales (for instance every month) with a view to making profits, HMRC will deem them to be trading and they would need to be registered as self-employed for tax and National Insurance purposes.
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Do you have to declare earnings from a car boot sale?

For somebody like yourself who has only sold their own unwanted second hand goods on a couple of occassions, HM Revenue & Customs would not deem there to be a trading activity and therefore the income received would not need to be declared on a self assessment tax return.
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Can I sell homemade jam at a car boot sale?

You can sell food which is not to be consumed on the premises at our sales (such as homemade cakes and jams etc). However we believe that you would then definitely be considered a TRADER and be governed by the rules set out below.
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Is it easy to get public liability insurance?

That should also be a fairly straightforward process and they can talk you through anything you need to do in order to get cover. Public Liability Insurance is such an important part of your business, and getting cover is normally quick and straightforward.
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What is the minimum public liability insurance UK?

Your clients and contracts

Some clients will stipulate a particular level of cover from the businesses that they work with. This is often the case with government and local authorities who will usually require their suppliers to have at least £5 million of public liability cover.
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How much is 1 day public liability insurance?

Our one day event insurance policies with public liability start from as little as £62. This will cover you for up to 100 visitors to your event. We of course can provide cover for many more visitors than this and a summary of our standard one-off event insurance cover / premiums can be found here.
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How long does public liability last?

How long does public liability insurance last? A public liability insurance policy with Tradesure will last for 12 months as standard.
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