How do you pay for things in Munich?

Bring euros in cash Although many places in Munich accept cards, smaller stores, market stalls and local food shops such as bakeries and butchers still run on cash. You may also encounter coin-only ticket machines on public transport.
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Do you need cash in Munich?

Carry cash

While major supermarket chains and shopping outlets are likely to accept your credit card, most restaurants and stores in Munich will only accept cash or EC-cards (like debit cards). Make sure you have enough euros with you for everyday use.
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Can I use contactless in Munich?

There may be a few businesses that don't take cards. Mostly restaurants, where the owners decide about this. Most places offer contactless payment, BUT that does not mean they accept credit cards! They accept EC cards, which are debit cards (in Euro) that do a direct debit from one's bank account.
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Do UK debit cards work in Germany?

Generally speaking, yes. Most shops, restaurants and bars accept debit cards from UK banks, however some smaller businesses may not accept them and it would be worth taking cash too. Also be aware that your bank may charge overseas fees each time you make a transaction or withdraw money.
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Should you bring cash to Germany?

More than 80% of payments in Germany are made using cash, meaning you'll often need cash to pay for your transactions on your trip. The best way to get euros is to make an ATM withdrawal when you arrive in Germany using a card that doesn't charge an international ATM fee.
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How To Buy Tickets and Navigate Germany's Public Transportation | Munich, Germany

Should I get euros before going to Germany?

If you prefer dealing in cash, then by all means get some euros out before your trip. But there are alternatives available, such as debit and credit cards. Visa and Mastercard are widely accepted in most European cities.
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Is it better to take euros or use debit card?

European travelers should always have some cash on hand; getting it from an ATM abroad is usually the easiest, most advantageous way. If you need cash from an ATM, it's usually better to use a debit card, because credit cards often charge a high interest rate for a cash advance.
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Do I get charged for using my debit card abroad?

Visa exchange rate

This might not be the same day when the transaction took place. A 2.99% fee charged by us for using your debit card abroad when making purchases, withdrawing cash or for refunds.
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Do I need to tell my bank I'm going abroad?

Generally, you should tell your bank the locations you are traveling to and the dates/duration of your travels. This will allow you to continue using your credit cards and debit cards without the fraud detection on your accounts being triggered, preventing you from using your cards.
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Is the subway in Munich free?

Tickets for Munich's public transport network are the same for every mode of transport. Prices range from €2.90 for a single ticket covering one zone, and from €6.70 for a one-day travelcard around the inner city area. Check out all the different options on our guide to Ticket prices and travelcards in Munich.
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Can you get around Munich speaking English?

Munich is a thoroughly international city, and you'll often be able to find somebody who speaks English, but some German phrases will help you get by in places that are less frequented by tourists. In some spots, you may be greeted with a strong local accent.
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Is public transport free in Munich?

With your Munich City Pass/Munich Card, you can use public transportation for free! You can use the local transport for free in Munich as a Munich City Pass/Munich Card Holder. Ride the U-train, bus, tram, S-train, and even regional trains as much as you want.
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Do you have to pay for toilets in Munich?

Expect to pay 50 Cents or a Euro to use a public restroom at main train stations and gas stations. Sometimes there will be actual turnstiles to enforce this. Other times, there's a cleaning person sitting there, expecting you to leave some money for them.
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Is it safe to walk around Munich at night?

Munich is very safe at night.

When it gets dark, a foreign city is often twice as scary – especially when you don't speak the language and you don't know the place very well. But, generally speaking, there is no reason to be scared of walking home alone in the dark – there are just no crime statistics to support it.
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Is Munich a walkable city?

Munich is an extremely walkable city. The old town and surrounding areas can easily be explored on foot, as can all of the city's parks, and the main shopping area is completely pedestrianized.
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How can I avoid debit card fees abroad?

These fees can be avoided by choosing a bank account that doesn't charge fees and reimburses out-of-network ATM fees and by always withdrawing local currency from ATMs. Account holders can also ask their home bank if there are partner branches or in-network ATMs in the destination country or countries.
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How can I avoid fees using my card abroad?

The best way to avoid foreign transaction fees is to acquire a no-foreign-transaction-fees credit card, if you qualify for one. Next in line are checking accounts or debit cards with no foreign transaction fee. It is also possible to avoid the fee by paying in the local currency for purchases.
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Which debit card does not charge abroad?

With the Starling Bank account you do not pay any fees to withdraw foreign currency from a cash machine while anywhere in the world outside Europe.
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Is it cheaper to get euros at the bank or an ATM?

Anytime I've used an ATM I've gotten a rate very close to the rate listed on XE. To answer your question, no, you absolutely won't be paying the same rate your own bank would charge you when you use an ATM. You'll likely be paying 5-10% less than if you walked into your bank and exchanged dollars for euros.
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Should I get euros before going to Europe from UK?

Exchange rates and fees

Remember, it's usually cheaper to get your euros before you travel, rather than buying at the airport or withdrawing from an ATM when you arrive at your destination. So buy your euros today and be holiday-ready!
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When using a debit card abroad should I pay in or in local currency?

To avoid currency conversion fees abroad, always choose 'local currency' whether you're withdrawing cash from an international ATM or spending on a prepaid travel money card.
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How much does a meal in Germany cost?

Food costs per person can range from budget restaurants costing around $10 per meal to mid-range restaurants costing around $30 per meal. For budget travelers, you can expect to spend around $50 to $70 per day in Germany, while mid-range travelers can expect to spend around $100 to $150 per day.
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Is 500 euro enough in Germany?

If you have nothing too expensive planned and the hotels are already paid for, 500€ should be fine. Consider Germany about 20% cheaper than the UK and 20% more expensive than the US.
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How much cash do I need in Munich?

100 euros per day should let you enjoy food and beer very comfortably in Munich. There are also lots of organized tours and day-trips in and around Munich that can cost between 15-50 euros each so you may need a bit more cash if you participate in any of them while you're there.
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