How to avoid ATM fees in Thailand?

Thailand Travel Tips: How to Save on ATM Fees
  1. Tip 1: Check the terms and conditions of your ATM card.
  2. Tip 2: Withdraw the potential maximum amount.
  3. Tip 3: Always choose “without conversion”
  4. Tip 4: Don't forget your card.
  5. Tip 5: Open a local bank account.
  Takedown request View complete answer on asiakingtravel.com

Which ATM is best for foreigners in Thailand?

Several banks in Thailand are known for being more accommodating to international cardholders, including Aeon Bank, Bangkok Bank, Bank of Ayudhya (Krungsri), Krungthai Bank, and Siam Commercial Bank. You can also use ATMs in bank branches, shopping malls, post offices, and 7-Eleven convenience stores.
  Takedown request View complete answer on n26.com

Do all ATMs in Thailand charge a fee?

Withdrawing cash from an ATM in Thailand isn't free (unfortunately). Here's a breakdown of what you might be charged: Local ATM fees: Most ATMs in Thailand charge a standard local fee of 220 THB (~S$8.70) per withdrawal when using a foreign card.
  Takedown request View complete answer on you.co

What is the best strategy for avoiding ATM fees?

Use in-network ATMs

An ATM owned by your bank or within its partnered network (such as Allpoint or MoneyPass) won't charge out-of-network fees. Most banks provide mobile apps or websites with ATM locators to help you find nearby fee-free machines.
  Takedown request View complete answer on bankrate.com

How to withdraw cash without ATM fee?

Get acquainted with your bank's ATM network

“The ATMs that belong to your financial institution (bank or credit union) will generally offer free withdrawals.” If you want to get cash without paying an ATM fee, leverage your bank's ATM locator.
  Takedown request View complete answer on discover.com

Why These New Scammers In Thailand | 7 New Scams Can End Your Vacation In BANGKOK #livelovethailand

How to find an ATM that doesn't charge a fee?

No-Fee ATM Networks

You can also look on the back of your debit card to see if the network logo is printed there and then find an ATM that displays the same logo. The list of Free ATM Networks are: STAR Network: They have more than 2 million STAR ATM locations.
  Takedown request View complete answer on banks.com

Should I bring cash to Thailand or use ATM?

ATMs are plentiful in Thailand. Cash is the preferred method of payment for most Thai people, so using an ATM to make withdrawals can be a convenient option for travelers. Visa® and MasterCard® are very widely accepted, as is AmEx®.
  Takedown request View complete answer on wise.com

Which bank has no international ATM fees?

Best Banks With No International ATM Fees [2025]
  • Compare banks with no international ATM fees.
  • E*TRADE Max-Rate Checking.
  • Capital One 360 Checking Account.
  • Betterment Checking.
  • Schwab Bank Investor Checking.
  • Discover Cashback Debit.
  • Fidelity Cash Management Account.
  • USAA Classic Checking.
  Takedown request View complete answer on financebuzz.com

Is it cheaper to use cash or card in Thailand?

Major credit cards like Visa and Mastercard are widely accepted, but you'll need to carry some cash for smaller shops, local markets and for tips, buses, and taxis. When using a bank card, there will usually be transaction fees charged by your bank or the outlet you're buying from.
  Takedown request View complete answer on travelex.co.uk

Can I use my UK debit card in Thailand?

You can use your debit card to spend or withdraw cash worldwide. Just use it in the same way you do at home, wherever you see the Visa symbol. We convert card transactions into pounds using the Visa exchange rate. When using your card abroad, you should select to pay in the local currency in order to get this rate.
  Takedown request View complete answer on lloydsbank.com

Which ATM has the lowest fees?

Best Banks for Avoiding ATM Fees of 2025
  • Axos Bank: Best online bank for avoiding domestic ATM fees.
  • Connexus Credit Union: Best credit union for avoiding domestic ATM fees.
  • Chase: Best national bank for avoiding domestic ATM fees.
  • Charles Schwab Bank: Best institution for avoiding international ATM fees.
  Takedown request View complete answer on businessinsider.com

Which Thai bank is best for foreigners?

10 Popular Banks in Thailand
  • Bangkok Bank (BBL) Bangkok Bank is one of the largest and most well-established banks in Thailand. ...
  • Kasikorn Bank (KBANK) ...
  • Siam Commercial Bank (SCB) ...
  • Krung Thai Bank (KTB) ...
  • Bank of Ayudhya (Krung Sri Bank) ...
  • Government Savings Bank (GSB) ...
  • TMBThanachart Bank (TTB) ...
  • United Overseas Bank (UOB)
  Takedown request View complete answer on dsgpay.com

Which Thai ATM is best for foreigners?

Some ATMs, like those from AEON Bank, charge a lower fee of 150 baht (~$4.40 USD), but they are less common. Krugsri Bank charges 220 baht (~$6.50 USD) but has a higher ATM withdrawal limit of 30,000 baht (~$880 USD), so this may be the best ATM to use in Thailand for travelers.
  Takedown request View complete answer on catisoutoftheoffice.com

Is Revolut good for Thailand?

With Revolut, you'll get competitive exchange rates, and you won't pay any additional exchange fees on weekdays, whenever you're within your plan's limits. Plus, there's no need to exchange before you head off to Thailand. Just use your Revolut card, and we'll automatically handle the exchange for you.
  Takedown request View complete answer on revolut.com

Do you tip in Thailand?

Tipping in Thailand is not expected. Instead, a service charge will normally be added to your bill. The service charge will usually be declared on the menu if you're in a cafe or restaurant, for example, and is paid directly to the company rather than to an individual member of staff.
  Takedown request View complete answer on wise.com

Can I use my Visa credit card at an ATM?

Yes, you can withdraw cash using a credit card, though it is expensive to do so. However, there may be situations where you're unable to withdraw cash from an ATM using your credit card because you've reached the credit limit for a cash advance on your card.
  Takedown request View complete answer on consumerfinance.gov

How do I know if an ATM is free?

Check if your bank is part of a fee-free network

If your bank is part of the alliance, you can use Barclays' ATMs without paying a withdrawal fee. Allpoint is another fee-free network with 55,000 ATMs in the UK, US, Canada, Australia, Puerto Rico, and Mexico.
  Takedown request View complete answer on wise.com

How to avoid ATM fees overseas?

Tips to reduce fees when using an ATM abroad
  1. Avoid Dynamic Currency Conversion (DCC) Some ATMs may offer you the choice of paying in your home currency. ...
  2. Withdraw cash tactically. ...
  3. Pick a bank in the Global Alliance ATM Network. ...
  4. Find a low-fee card. ...
  5. Avoid using your credit card.
  Takedown request View complete answer on wise.com

Which ATM machine does not charge?

Allpoint is a network of over 55,000 ATMs worldwide that provide surcharge-free cash access for participating banks, credit unions and prepaid card providers.
  Takedown request View complete answer on allpointnetwork.com

How to avoid ATM withdrawal charges?

This can help you avoid ATM withdrawals and the associated fees. Swipe your debit card instead of cash withdrawals: In many cases, you can pay for purchases using your debit card instead of withdrawing cash from an ATM. This can help you avoid ATM fees and potentially save time.
  Takedown request View complete answer on newindianexpress.com

Should I take English cash to Thailand?

Taking cash & cards to Thailand

Western currencies can easily be changed all over the country. We recommend that you change some money into Baht on arrival and it is advisable to carry local currency in small denominations (20, 50 and 100 Baht notes) for tipping and the purchase of small items.
  Takedown request View complete answer on bambootravel.co.uk

What is the cheapest way to take money out in Thailand?

There is no 'best' way to spend in Thai Baht, but here are some tips to help you save money: Don't exchange cash at the airport. It's much cheaper to withdraw money from an ATM with your Thai Baht card. Don't carry more cash than you need.
  Takedown request View complete answer on revolut.com

Is it better to get Thai Baht in the UK or Thailand?

If you wish, you can change currency when you get to Thailand. Generally speaking, the exchange rates for THB will be better in Thailand than at home in the UK. However, you need to choose your currency exchange provider very carefully.
  Takedown request View complete answer on wise.com

Sign In

Register

Reset Password

Please enter your username or email address, you will receive a link to create a new password via email.