Is Revolut free to use abroad?

Yes, Revolut is generally free to use for card payments abroad on weekdays, allowing spending in over 150 currencies at competitive exchange rates. However, fees apply for currency exchange over monthly limits (e.g., £1,000 for Standard), weekend, and ATM withdrawals.

Is it worth using a Revolut card abroad?

Revolut is a good option for spending abroad because they don't charge any fees for foreign transactions. You can enjoy your travels without worrying about extra expenses. Keep in mind that merchants can add their own charges at any time, but they're not defined by Revolut.

Should I exchange money on Revolut before travelling?

Technically, you don't have to exchange beforehand at all, but the exchange rate on weekends is a bit less favorable. That being said, you would be saving pennies at best, so it's not worth the headache in my opinion.

How to avoid Revolut fees while abroad?

If prompted, choose to pay in the local currency and reject any exchanges. If you have enough of the local currency, you shouldn't be charged any additional fees for exchanges by Revolut. If you do not have enough of the local currency, Revolut's exchange rates and fees are typically better.

What is the best card to use abroad?

For the best travel card abroad, look for debit or credit cards with 0% foreign transaction fees, like Halifax Clarity or Barclaycard Rewards (Credit), or fee-free debit cards like Starling or Chase for ATM withdrawals, and consider prepaid cards like Post Office Travel Money Card for security and currency loading, but always check for ATM fees, cash withdrawal limits, and local bank charges. 

8 Tips to Use Revolut Abroad Travel Smarter, Spend Better

How to avoid foreign transaction fees?

The following steps will help you avoid foreign transaction fees:

1. Open a Credit Card Without a Foreign Transaction Fee. ...
2. Open a Bank Account Without a Foreign Transaction Fee. ...
3. Exchange Currency Before Traveling. ...
4. Avoid Foreign ATMs. ...
5. Ask Your Bank About Foreign Partners.

What is the controversy with Revolut?

Revolut has been fined €3.5 million by the Lithuanian central bank over alleged deficiencies in its AML controls. Regulatory authorities found that the neobank failed to implement adequate controls to prevent money laundering and related financial crime.

Is there a monthly fee for a Revolut card?

Revolut customers can enjoy our Standard plan for no monthly fee. You can also choose to upgrade to a paid plan to unlock improved limits and partnership benefits on Premium, Metal, or Ultra. Compare all plans and benefits side-by-side on our Plans Pricing page.

Why is Revolut declining money?

Your transaction may be declined if our security system identifies potential fraud. To keep your money safe, we need you to review the payment by completing our in-app questionnaire. You can access the questionnaire by going to the home page of your Revolut app and tapping the relevant tile.

What countries do not accept Revolut?

Revolut doesn't support transactions or transfers to certain sanctioned or high-risk countries, including Belarus, Cuba, Iran, North Korea, Russia, Syria, Venezuela, Myanmar, Libya, and specific Ukrainian territories (Crimea, Donetsk, Kherson, Luhansk, Zaporizhzhia). The list of unsupported locations for sending money also includes Afghanistan, Angola, Nigeria, Somalia, and others, while inbound transfers have specific restrictions like certain USD transfers to Barbados or Malta. 

What is the best free travel card?

Best Travel Cards With No Annual Fee of January 2026

Discover it® Miles: Best feature: Travel rewards. United Gateway℠ Card: Best feature: United Airlines rewards. Bank of America® Travel Rewards credit card: Best feature: Everyday travel rewards. American Airlines AAdvantage® MileUp®: Best feature: Airline rewards.

Do I need to tell Revolut I'm going abroad?

Do I need to tell Revolut I am going abroad? Revolut doesn't ask you to let them know you're travelling, but it's a good idea to double check that your contact details are correct in case they need to get in touch.

What is the 2/3/4 rule for credit cards?

The 2/3/4 rule for credit cards is a guideline, notably used by Bank of America, that limits how many new cards you can get approved for: no more than two in 30 days, three in 12 months, and four in 24 months, helping manage hard inquiries and credit risk. It's a strategy to space out applications, preventing too many hard pulls on your credit report and helping maintain financial health by avoiding over-extending yourself. 

Which bank has no foreign transaction fee?

Schwab Bank does not assess foreign transaction fees (i.e., a fee to convert US dollars to local currency) to debit card holders. See the Schwab Bank Visa Debit Card Agreement for details. Narrator: no overdraft fees, and enhanced security features to keep your money safe.

Which is better, Monzo or Revolut?

Neither Monzo nor Revolut is definitively "better"; the choice depends on your needs, but Monzo excels for simple, FSCS-protected UK banking with great budgeting, while Revolut shines for international travel, multi-currency exchange, and investment features, though its free tier has weekend FX fees and limited phone support. Choose Monzo for user-friendly budgeting and solid UK protection; choose Revolut for global flexibility and investing, but be aware of its limitations on the free plan.

Is it safe to keep a lot of money in Revolut?

Revolut has partnered with banks that are part of the Financial Services Compensation Scheme (FSCS). If eligible, your Savings accounts deposits are protected up to £120,000 per person, per bank, by the FSCS.

Has Revolut left the UK?

Revolut founder Nik Storonsky moves to the UAE due to new taxes and regulations in the UK. JAKARTA – The United Kingdom is currently experiencing a significant exodus of billionaires and ultra-high-net-worth individuals. One of the latest to depart is Nik Storonsky, co-founder of the digital banking app Revolut.

Is it better to use a credit or debit card abroad?

Credit cards are likely to remain more widely accepted than debit cards, especially cross-border. However, withdrawing money from ATMs abroad and the currency exchange associated with international transfers are often much cheaper with a debit card than with a credit card.

Is Revolut the best card to use abroad?

Revolut's personal account helps you manage, spend, and transfer money both at home and abroad. When travelling, Revolut makes it easy to: Spend like a local in 150+ currencies with clear conversion rates. Withdraw cash from over 55,000 ATMs worldwide.