Is Rocket Money better than Mint?

Mint is a budgeting app first and foremost, whereas Rocket Money is a personal finance app with budgeting, credit reporting, and bill negotiation features. This means Mint is more comprehensive for creating custom budgets and managing your spending, but Rocket Money has more features overall.

Is there a downside to using Rocket Money?

Rocket Money's subscription cancellation service costs money and doesn't work for all subscriptions. You have to pay to access most of Rocket Money's features. Rocket Money's free budgeting experience doesn't offer enough customization to make it worth using.

What is the UK equivalent of rocket money?

Emma's status as a UK-based app ensures that it adheres to strict data protection regulations, offering users a layer of trust and security. The platform employs bank-level encryption to safeguard your financial information, reinforcing its position as a reliable alternative to Rocket Money.

Why is Mint being discontinued?

Mint's business model wasn't financially viable for their target market (consumers), and there weren't enough premium value drivers to make it profitable. So, they shut it down.

Does Rocket Money affect your credit score?

Using Rocket Money for its core features, such as budgeting and canceling subscriptions, will not affect your credit score as these activities do not require a hard credit inquiry.

Rocket Money vs Mint (2025) | Which One is Better?

Is it hard to cancel Rocket money?

Tap on three dots “•••” the right of the subscription and select Cancel Service option. Select the Cancel option, fill out the brief form with the necessary cancellation information, and we'll take it from there!

Is it safe to put my bank info into Rocket money?

Rocket Money uses the best encryption in the business to keep your data safe. You're in control of your data and you can delete your account at any time.

What's the best personal finance software?

Is Rocket money free?

Rocket Money is a free budgeting app that offers limited budgeting features for no cost. If you want to create unlimited budgets, customize your budget categories or access features like automated savings, you'll need to pay for a Premium subscription, which costs between $6 and $12 per month.

What is the old name for Rocket Money?

Rocket Money, formerly Truebill, participates in America Saves Week, an annual campaign is focusing on helping Americans build financial resilience.

Does Rocket Money work for the UK?

Rocket Money is only available to users located within the United States and have US-based banks.

What is the rocket money controversy?

On behalf of the Electronic Privacy Information Center (EPIC), the NYU Tech Law and Policy Clinic filed a complaint with the Consumer Financial Protection Bureau against financial technology company Rocket Money (formerly Truebill), alleging unfair, deceptive, and abusive trade practices and violations of the the Fair ...

What do most people pay for rocket money?

Rocket Money's paid version, which costs $6 to $12 a month, can also find and cancel some subscriptions for you.

Which is better, Rocket Money or Experian?

If your goal is to build or repair your credit, understand your credit report, or protect yourself from identity theft, Experian is the clear choice. If your main struggle is overspending, managing subscriptions, and sticking to a budget, Rocket Money is the superior tool.

Does Rocket Money actually lower bills?

Rocket Money can negotiate your bills lower on your behalf, saving you money and time. We can negotiate with most popular services such as: Cable and Satellite TV. Internet and Phone.

Does Rocket Money take Money from your account?

While Rocket Money is a free app, there are several optional paid services and features that could result in a charge or transfer appearing on your bank or credit card statement: Financial Goal Deposits: These are not charges, but deposits into a Financial Goal plan that's tied to your Rocket Money account.

Can Rocket Money cancel a gym membership?

As you can see, it's vital to consider the subscriptions and memberships you use and don't use. Unused memberships and subscriptions can add up and strain your budget. Canceling them can help you save money. Download the Rocket Money℠ app today to easily cancel memberships and start saving money.

How do I get my money out of Rocket Money?

Expand the Savings section on the Dashboard. Tap on the name of the goal that you'd like to withdraw funds from. Tap Options in the upper right corner. Selection Withdraw Money.

Will deleting my rocket money account cancel my membership?

Before you can delete your account, you'll need to ensure that you cancel your Premium Membership, cancel any active Bill Negotiations, and close your Smart Savings account.

What are the cons of Rocket Money?

Why did Rocket Money charge me $48?

For instance, if a 40% fee is chosen and Rocket Money is able to lower a bill by $10 per month, that would equal savings of $120 over 12 months and a Negotiation Fee of $48. We may charge the Negotiation Fee to the credit or debit card provided and authorized at the time the Bill Negotiation is submitted.

Is the Mint app free?

Everyone's go-to option used to be Mint, but the popular free personal finance app shut down in March.