Should I carry cash in Germany?

More than 80% of payments in Germany are made using cash, meaning you'll often need cash to pay for your transactions on your trip. The best way to get euros is to make an ATM withdrawal when you arrive in Germany using a card that doesn't charge an international ATM fee.
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How much cash should you bring to Germany?

Any person entering Germany from a non-EU country and carrying cash with a total value of 10,000 or more euros is obliged to declare that amount of money, immediately and unsolicited, in writing to the competent German customs authorities.
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Do Germans prefer cash?

According to the latest study by Germany's central bank, the Bundesbank, on payment behavior, Germans pay for nearly 60 percent of their purchases—both goods and services—in cash. Germany is not the only country standing athwart the global trend toward cashless payments.
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Is cash still used in Germany today?

When it comes to making payments, cash is still by far the most popular in Germany,” explained Johannes Beermann, the Deutsche Bundesbank board member responsible for cash. Beermann was addressing the German central bank's new report, its sixth study, looking into payments behaviour in the country in 2021.
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How much cash can I carry from UK to Germany?

Entering Germany from an EU Member State

When entering Germany from another EU Member State you must notify a customs official orally when asked whether you are bringing cash or means of payment deemed equivalent in a total amount of 10,000 or more euros.
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How Much Money Should You Travel With?

What is prohibited to bring into Germany?

Restrictions
  • Cash.
  • Instruments of torture.
  • Dangerous dogs.
  • Food and feed.
  • Counterfeiting and piracy.
  • Rough diamonds.
  • Textiles.
  • Animals and plants, products containing animal or vegetable substances.
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How much cash can I bring into the EU from UK?

If you are entering or leaving the EU and carrying cash worth €10,000 or more, you must declare it. Cash can be banknotes and/or coins. Declare your cash with customs in the country where you are entering or leaving the EU.
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Should I take cash or card to Germany?

Debit cards and major credit cards (American Express, Visa, Mastercard) may often also be used, but smaller shops and cafés might only accept cash payments. Therefore, visitors should always have some euro bills and coins on hand.
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Do I need cash for German Christmas markets?

Bring cash. This is common in Europe and at markets of this type worldwide, but bring cash! Most of the vendors will not accept credit cards. Bring your camera.
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Can I use my debit card in Germany?

ATMs in Germany

Your Visa or debit card should be accepted without problems. Some banks have partner agreements with other banks, such as Deutsche Bank and Barclay's. This will save you withdrawal fees when you're taking out money. Check for partner agreements with your local bank before you travel.
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Is Germany going cashless?

The payment trend is toward cashless, and over 3,000 ATMs have been removed from Germany in recent years. Nevertheless, a complete abolition of cash in Germany is not in the cards.
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Do I need cash in Frankfurt?

You will be able to use your credit card at most places in Frankfurt, but it is advisable that you carry cash as well.
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How do you tip in Germany?

Tipping and Service in Restaurants, Bars, Clubs, etc.

A rule of thumb is to add 5-10%, generally ending with a full Euro amount.
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Should I buy euros before going to Germany?

Resist the urge to buy foreign currency before your trip.

Some tourists feel like they just have to have euros or British pounds in their pockets when they step off the airplane, but they pay the price in bad stateside exchange rates. Wait until you arrive to withdraw money.
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Should I exchange money before I travel to Germany?

If you do want to wait until you arrive in Europe to get your euros, a word of caution. It's not usually a good idea to exchange currency at the airport, or even at your hotel. These places are definitely convenient, but you're likely to pay a premium for it.
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What do you wear to Christmas markets in Germany?

Jackets, Baselayers, and Outerwear. A great outdoor jacket that keeps you dry and warm is essential to pack in Germany for the winter Christmas markets. You want a waterproof or water-resistant jacket so those snowflakes and raindrops don't take away from your time spent drinking Glühwein.
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Do I need cash for Christmas markets?

Should you use cash or card at Christmas markets? While more and more Christmas market vendors are equipped with chip and pin machines, this can't be relied upon, so make sure you don't take just plastic.
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Do I need cash for Munich Christmas markets?

Travel tips for the Christmas Markets in Munich

In Germany cash is still king, and most market stalls don't take cards. So make sure you bring plenty of cash for food, drink and shopping, as ATMs are not always easy to find.
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Can I use my UK debit card in Germany?

Once you're outside the UK, you can use your Lloyds Bank Visa debit card in the same way you do at home. Whether you're paying for a hotel, a meal, or buying petrol from a garage or a supermarket, you'll have the same security and peace of mind.
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Can I use my UK bank card in Germany?

You can use your debit or credit card at shops, restaurants and cash machines while you're away. Fees may apply when using your card outside the UK. Switch on notifications in mobile banking so you know when money goes in or out of your account.
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Is it better to buy euros with cash or debit card?

Physical cash is easier to lose/get stolen. You might get stuck with loads of euros after your trip. You can sell them back but you'll typically get less than the amount you paid. You could get a better exchange rate with a top travel credit or debit card.
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How much cash should you carry in Europe?

As you can see from our travel costs table above, some European cities are cheaper or more expensive than others. As a general rule, though, it's a good idea to budget at least $100 a day for your vacation.
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How much money can I bring to Germany without declaring?

Any person who is carrying more than EUR 10,000 in cash/funds (e.g. in their handbag, backpack or suitcase) has to declare the full amount in writing and hand the declaration over to the German customs. It is not relevant who is the owner of the cash/funds and why you are carrying the cash/funds.
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Why declare cash at airport?

If you do not declare cash that you should have, all the cash you are carrying can be seized by a Border Force officer.
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