What insurance group is cheapest?

Group 1 is the lowest insurance group, which also means it's the cheapest insurance group. Group 50 is the most expensive. However, premiums aren't just based on insurance group. Other factors are taken into consideration, too.

What car insurance group is the cheapest?

The cheapest cars for anyone to insure are in group 1. Cars in this group often appeal to young drivers as they tend to be compact cars with smaller engines – as well as cheaper to insure, they can also be cheaper to buy and run.

Is insurance group 12 cheap?

Cars in insurance group 12 are towards the lower end of the range, so they could be good value. But they won't necessarily be the cheapest – you might find cars in the lower groups cost less to insure. You may also see cars categorised as 12e or 12u. This relates to the security of the car.

Is insurance group 14 high or low?

Cars in group 14 are still at the lower end of the spectrum when it comes to the cost of motor insurance. They tend to have moderately powerful engines but are relatively affordable to buy and aren't hugely risky to insurance providers.

Who typically has the cheapest insurance?

Car insurance groups explained

Which insurance group is cheaper in UK?

How do the groups work? Cars are assigned to one of 50 car insurance groups. Group 1 cars are the cheapest to insure, while cars in group 50 are the priciest. Cars in higher groups are more likely to cost insurance companies the most in claims, which is why they are the most expensive to insure.

What is the cheapest insurance category UK?

There are 50 car insurance groups in the UK, with Group 1 being the lowest risk and Group 50 being the highest risk. Insurers use car insurance groups to help them set premiums. Cars in lower groups are typically cheaper to insure than cars in higher groups.

Is insurance group 13 good?

Cars in insurance group 13 are at the lower end of the range so they could be good value. Group 13 cars tend to have reasonable security and safety features, average performance and relatively low repair costs, so they're seen as less of a risk by insurance providers.

Is insurance group 17 high?

Which cars are in car insurance group 17? Cars in insurance group 17 are comparatively cheaper to insure compared to group 50 vehicles, but there are plenty of other factors that come into play, such as a driver's age, history and habits.

Is 15 a low insurance group?

Car insurance group 15 is at the cheaper to mid-range end of the scale. The groups comprise vehicles that pose similar risks to insurance providers in terms of repair or replacement costs if a valid claim is made. Premiums will then reflect the risks posed by that group.

Is insurance group 20 expensive?

If you're looking for a larger car with a decent performance, you should be able to find a group 20 vehicle that won't cost a fortune to insure. However, if you're on a tight budget, it may be better to consider cars in the lower groups.

Is insurance group 11 high?

Insurance group 11 is at the lower end of the scale – with group 1 being the lowest and cheapest, and group 50 being the highest and more expensive. However, what you pay for insurance depends on more than the group your car is in.

Is insurance group 10 expensive?

Group 10 is at the cheaper end of the scale for insurance groups. This can be helpful for younger drivers who typically pay higher premiums. But young drivers might find cheaper insurance in one of the lower groups.

Is insurance group 3 cheap?

Why are cars in group 3 cheaper? If you're about to buy a car, one in a low group – such as group 3 – will be one of the cheapest to insure. That's because these groups are considered to be a lower risk for insurers.

Is insurance group 40 high?

The cars with the highest insurance are in the 40-50 insurance group (see below). This is usually because cars in this bracket are larger cars or have high-performance stats.

Is insurance group 9 expensive?

Is insurance group 9 expensive? Insurance group 9 cars are on the cheaper end of the scale, but they're not as cheap as groups 1-8. The cars in this group are usually cheaper to insure because they're cheaper to buy and repair, and they're classed as low risk for being involved in an accident.

Is insurance group 50 expensive?

At the other end of the scale, group 50 is the highest and more expensive. However, what you pay for insurance depends on more than the group your car is in. Factors like your age, address, job, annual mileage and driving history can also have an impact on the cost of your insurance premium.

Is insurance group 45 high?

As a rough rule of thumb, the car is placed in lower down groups - Groups: 1, 2, 3, 4, 5 etc... These tend to be cheaper to pay an insurance premium on, and the higher groups - Groups: 45, 46, 47, 48, 49 and 50, tend to be cars that have a higher premium attached to them.

Is insurance group 16 expensive?

Is 16e a high insurance group? Group 16e is just on the border of the lowest third of groups and middle third. So, it is towards the cheaper end rather than the higher end of the scale.

Is insurance group 31 high or low?

Insurance groups 31-40 offer the second-most costly cover that cars can fall in. Performance focused cars with high speed and power usually fall in this group, such as sports and luxury cars. Cars in insurance groups 41-50 pay the highest amount of premium for their insurance cover.

Is 10 a low insurance group?

Choosing a car in insurance group 10 is a good idea for a young driver. That's because these cars will have lower insurance costs than those higher up the list of groups. As young drivers pay the highest average costs of any driver when it comes to age, it's always worth them trying to cut their insurance costs.

Is insurance group 21 expensive?

Car insurance group 21 explained

With insurance groups ranging from 1-50, vehicles in group 21 are on the cheaper side to insure. The vehicles within this group score well in most of the factors used to determine the group ratings, including safety, security features and possessing less powerful engines.

Is Group 4 insurance cheap?

If you drive a car which is in insurance group 4, it's likely to be one of the cheapest to insure. This is because insurers put all cars into groups, from 1 to 50. Cars found lower down the list will have cheaper premiums while those at the top will be more expensive.

Is insurance group 2 expensive?

Group 2 insurance cars are among the cheapest to insure. This makes them better for drivers on a budget, or young drivers who already face expensive premiums and are looking for ways to get cheaper car insurance. Just remember, a car's insurance group isn't the only thing that affects the cost of your premiums.