What is RuPay card used for?

A RuPay Credit Card is a payment card issued to customers to enable the cardholder to pay a merchant for goods and services based on the cardholder's promise to the card issuer to pay them for the amounts plus the other agreed charges.

What are the benefits of RuPay card?

Basic features. Accelerated Rewards: 15 Reward Points on every ₹100 Spent on Travel, Dining and Internation Purchases. Complimentary Benefit: Enjoy exclusive benfits worth upto ₹31,000* on brands like Nykaa, Myntra, Lakme, FitPass etc. Travel Benefits: Unlimited Domestic Airport Lounge Access per year.

What are the disadvantages of RuPay card?

Limited International Acceptance: One of the main disadvantages of RuPay cards is their limited acceptance outside of India. Unlike international payment card schemes like Visa and Mastercard, RuPay cards may not be widely accepted for transactions abroad.

What is the difference between RuPay card and debit card?

The RuPay card is widely accepted within India, but you cannot make payments on international websites using it. Visa is widely accepted both domestically and internationally. You can use a Visa card to make payments in almost every country in the world.

Is RuPay a MasterCard or Visa?

The primary difference between these networks is that Visa and MasterCard are international payment networks, but RuPay is a domestic network for India. However, RuPay has now entered the global market. Nonetheless, its global acceptance isn't as wide as MasterCard or Visa.

Should You Link Your RuPay Credit Card to UPI? | Benefits & FAQs

Which country accepts the RuPay card?

Since inception, NPCI International has facilitated the acceptance of UPI and RuPay for seamless cross-border transactions in countries such as Singapore, Nepal, UAE, France, Bhutan, Mauritius, and Sri Lanka.

How to convert RuPay to Visa?

How to change my Rupay card to Visa card? You cannot directly convert a RuPay card to a Visa card. RuPay and Visa are separate payment card networks, and switching between them is not possible. You need to apply for a new card with a financial institution that offers Visa card.

Why is my RuPay card not accepted by Google Pay?

You may not be able to link your RuPay credit card on Google Pay because: Your bank doesn't support UPI payments made with RuPay credit cards. The mobile number registered with your bank and Google Pay are different. You've entered an invalid OTP or incorrect card details.

Which ATM is best, RuPay or Visa?

If your financial transactions are mostly domestic and you want to save on fees, RuPay is an excellent choice. However, if you need a card that works globally with added perks, Visa is the better option. Ultimately, the choice depends on your spending habits and financial goals.

What is the daily limit of RuPay?

With a high daily limit of Rs. 4,00,000 and airport lounge access, the RuPay Select Debit Card is designed to meet the needs of those who enjoy the finer things in life.

Why is the RuPay card not accepted internationally?

This is one of the biggest myth about RuPay Cards as Many people think that RuPay cards only work in India. But this is not true at all. RuPay works with international networks like Discover and JCB. You can use these cards in over 190 countries.

Can I convert my Visa credit card to RuPay?

Can I change my Visa card to RuPay? Switching to a RuPay credit card is easy if you have a Visa or Mastercard card. To switch your card to a RuPay card, contact your bank's customer service representative. Alternatively, you can request a new card from your bank branch.

Can I withdraw money from my RuPay card?

Yes, you can withdraw money from your RuPay Credit Card. However, it is important to note that a nominal cash withdrawal fee applies on such transactions. This fee is typically 2.5% of the withdrawn amount or ₹500, whichever is higher.

What is the main objective of RuPay cards?

RuPay card aims to deliver a convenient and easy e-commerce experience without compromising on security and risk.

Which RuPay card has no annual fee?

The HSBC RuPay Platinum Card gives you exceptional offers, rewards and privileges for your everyday spending – with no annual fee.

What is the cashback offer of RuPay?

100% cashback up to ₹250 on all fuel spends within first 30 days of card issuance. 20 reward points per ₹100 on fuel spends on IOC Terminal. 5 reward points per ₹100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: ₹100.

Which is the best free credit card in India?

Can I withdraw money from my RuPay debit card in another country?

You can usually do this through your bank's net banking or mobile banking app, or by visiting a branch. 10: Can I withdraw cash from ATMs abroad using my RuPay card? Yes, you can withdraw cash from ATMs abroad using a RuPay card, especially if it's an international RuPay card.

Which card is best for international transactions?

Can I pay internationally with a RuPay credit card?

All RuPay Global cards can be used for the International transaction. Kindly refer to your card for further details. How can I know if the transaction through my RuPay Card is successful? Yes, Cardholder will receive a notification from the bank via SMS or E-Mail.

What is the full form of Visa card?

VISA Full Form in Credit Card

The full form of Visa in Credit Card is Visa International Service Association.

Should I choose RuPay or Visa?

If you primarily use your card within India, RuPay may be a cost-effective choice. For frequent international travellers, Visa and Mastercard offer broader acceptance.