What is the best card to take to Vietnam?

The best cards to take to Vietnam are travel-friendly debit or credit cards with no foreign transaction fees and low-cost ATM withdrawals, such as Wise, Revolut, or Chase. Visa is more widely accepted than Amex. Due to high cash dependency, it is highly recommended to use fee-free cards for ATM withdrawals at banks like TP Bank.

What card should I use in Vietnam?

If you're looking for a safe, practical way to access your travel money, bring a card (Visa, Mastercard and AMEX are widely accepted) and withdraw the money you'll need for the day before heading out. Most hotels and hostels will have an ATM, or there will be one at a local convenience store even in small towns.

What is the best travel card to use in Vietnam?

Macquarie debit card is the best option hands down. No international transaction fees, No ATM withdrawl limit, no ATM usage limit, no need to worry about coming home with excess VND, works everywhere (it's MasterCard), is 100% free to get. Works with both a physical card or Apple/Google Pay.

Is it better to take cash or card to Vietnam?

Upon arriving in Vietnam, you'll want to have some cash in the local currency. You can find ATMs accepting international cards just outside the arrival gates at all major airports. ATMs are a common sight in Vietnamese cities, and you should have no trouble locating one in most destinations.

Is a Vietnam E visa better than a visa on arrival?

Although the e-Visa is the preferred choice, the Visa on Arrival may still be helpful in a few cases: You enter by air and have very little time before travel and need a guaranteed approval letter immediately. You are familiar with Vietnam visa on arrival.

Using ATMs in Vietnam: 10 Things You MUST Know Before Visiting 🇻🇳 (Save Money & Avoid Mistakes!)

Do UK citizens need an e-visa for Vietnam?

As of 2026, UK (British) nationals traveling to Vietnam for tourism or short business trips can stay for up to 45 days without a visa. UK (British) passport holders are also eligible for the 90-day e-Visa program if they plan to stay longer in Vietnam.

What are the disadvantages of an e-visa?

Technical difficulties. There may be technical difficulties with the website or application process, which can delay or prevent you from submitting your application. Internet connection would be one of the major technical problems you may face with, so make sure your internet is good before filling the online form.

What is the 2/3/4 rule for credit cards?

The 2/3/4 rule for credit cards is a guideline, notably used by Bank of America, that limits how many new cards you can get approved for: no more than two in 30 days, three in 12 months, and four in 24 months, helping manage hard inquiries and credit risk. It's a strategy to space out applications, preventing too many hard pulls on your credit report and helping maintain financial health by avoiding over-extending yourself. 

How much is 1 pound to a dong?

£ 1 GBP = ₫ 35236.8239 VND

Last updated Monday, 19 January 2026 13:53. Rates shown are interbank rates. eurochange rates will differ.

Should I bring dong or USD to Vietnam?

US dollar is a widely accepted currency in Vietnam and most goods and services can be paid for in Dongs or Dollars. It is good to carry a combination of both at all times. It is also preferable if the dollar bills are in good condition as many businesses may refuse to accept worn out notes.

What is the 20% credit card rule?

Simply put, the 20/10 rule advises that you should avoid accumulating long-term debt that exceeds 20% of your annual income, and you should avoid debt payments of more than 10% of your monthly income.

Which bank has no foreign ATM fee?

Discover® Bank

Discover doesn't charge foreign ATM network or foreign transaction fees. But Discover card acceptance can be limited outside of the U.S., Canada, Mexico and some Caribbean nations. With an HSBC Premier Checking account, customers pay no foreign transaction fees. HSBC also has a worldwide network of ATMs.

Which is the best travel card for Vietnam?

If you're gearing up for a Vietnam adventure and want to avoid unnecessary reload fees, excessive ATM charges, and poor exchange rates, Revolut is your go-to option. It's one of the best travel cards for Vietnam from Australia, giving you more control and value every step of the way.

What happens if I use 90% of my credit card?

Using 90% of your credit card limit results in a very high credit utilization ratio, which can significantly hurt your credit score. Lenders view high utilization as a sign that you might be overextended and at a higher risk of missing payments.

What is the 15 3 credit card trick?

What Is the 15/3 Rule?

• Make a credit card payment 15 days before the bill's due date. You might be told to make your minimum payment, or pay down at least half your bill, early.
• Make another payment three days before the due date.

What is the golden rule of credit card use?

When using a credit card, remember the golden rule: only spend what you can afford to pay off in full each month. Carrying a balance leads to interest charges that can grow quickly. Paying off your statement balance each billing cycle keeps your costs down and your credit score in good shape.

How much money to bring to Vietnam for 2 weeks in pounds?

How much spending money should I take to Vietnam? Budget for around £30 per person per day, or £210 per person per week for your visit to Vietnam, which will cover all food and excursions.

Is $50 a lot in Vietnam?

For a more comfortable backpacker experience in Vietnam, it's best to budget around $50 per day. This way, you'll have more money to spend on things like food, drinks, activities and hotel rooms. For a comfortable mid-range experience in Vietnam, it's best to budget $60 to $100 per day for your entire costs.

Which is better, an eVisa or a visa on arrival?

This digital authorisation allows entry for various purposes, streamlining border control for both travelers and countries. Visa-on-Arrival offers a last-minute option, while visa-free travel remains the most effortless choice for eligible passport holders.

Does an eVisa get stamped on a passport?

E-VISA APPLICATION PROCESS

Print ETA and present at Immigration Check Post where eVisa will be stamped on passport.

Do I need an eVisa if I am a British citizen?

An ETA is a digital permission to travel – it is not a visa or a tax and does not permit entry into the UK – it authorises a person to travel to the UK. British and Irish citizens do not need an ETA.