What is the best country to retire to from the UK?

Portugal, Spain, Malta, and Thailand are consistently rated the best countries for UK retirees, offering a combination of warm climates, lower costs of living, and, in many cases, favorable tax regimes like Portugal's NHR-style schemes. These destinations provide high-quality healthcare and established expat communities, making them ideal for a comfortable, affordable retirement.

What is the cheapest and safest country to retire in?

• Spain.
• Croatia. ...
• Italy. ...
• Greece. ...
• Montenegro. ...
• Vietnam. Low violent crime and everyday honesty make Vietnam surprisingly safe for expats. ...
• Costa Rica. A welcoming culture and close-knit communities make Costa Rica feel safe and connected. ...
• Uruguay. Peaceful, progressive, and welcoming—Uruguay offers relaxed, easy living. ...

Where are UK retirees moving to?

6 Popular European Countries for UK Retirees Post-Brexit

• Portugal – Tax Efficiency Meets Lifestyle Appeal.
• Spain – Sunshine and Established Expat Networks.
• France – Culture, Cuisine and Comprehensive Healthcare.
• Italy – Charm, History, and Attractive Tax Incentives.
• Greece – Low-Cost Living and the 7% Flat Tax Regime.

What country pays you to move there from the UK?

Several countries, especially in Europe like Italy, Spain, Greece, and Croatia, offer cash incentives or grants to attract new residents, often targeting remote workers or those willing to renovate properties in depopulated areas, with examples including Italy's regional grants or Croatia's low-cost housing. Ireland also has programs for its remote islands, while some Swiss towns like Albinen have incentives, though often with residency requirements like under 45 and a 10-year commitment. 

What is the cheapest but safest country to move to?

The most affordable countries among the safest in the world are Latvia, Chile, Costa Rica, Slovakia, and Lithuania. The cost of living in these states varies from $1,000 to $1,100 per month.

Where Should You Retire from the UK? Top 9 Countries & Costs

Which is the easiest country to retire to from the UK?

The easiest countries for UK retirees often include Portugal, Spain, and Greece due to their warm climates, lower cost of living, established expat communities, and straightforward residency options like Portugal's D7 Visa or Spain's Non-Lucrative Visa, offering good healthcare access and simple driving license exchange, with Portugal frequently cited as a top choice for its affordability and lifestyle. Other strong contenders are Malta, with favourable tax, and Costa Rica, offering low costs and no foreign pension tax. 

Where are Britons moving to avoid tax bills?

Brits are moving to tax-efficient locations like the United Arab Emirates (UAE) (especially Dubai) for zero income tax, while Malta attracts many with EU access and favorable remittance-based tax schemes. Other popular spots include Portugal, Greece, and Cyprus, offering tax incentives and lifestyle benefits, with some also considering the Bahamas, BVI, and Jersey for nil/low-tax environments, according to migration advisors. 

How much money do I need in the bank to retire to Spain?

Below, we'll go over some of the nitty-gritty of retiring in Spain, including visa options, healthcare quality, tax obligations, and more. Let's get started! The retirement visa income requirement remains €28,800 (~$31,050) annually, with an extra €7,200 (~$7,763) per dependent.

Where can you live permanently with a British passport?

British citizens can live permanently in many places by obtaining residency or citizenship, with popular options including Commonwealth nations like Australia, Canada, and New Zealand (often via skilled/retirement visas) and EU countries like Spain, Portugal, and Italy (through specific visas like Non-Lucrative or long-term permits after 5 years). Other destinations like Thailand, Malaysia, and the UAE also offer pathways, but securing permanent residency or citizenship depends on meeting specific criteria, points systems, or visa requirements. 

Where are Brits moving to in 2025?

Where British expats are settling in 2025? In 2025, the most common destinations for people leaving the UK are Spain, Ireland, Australia, Canada, France, and Portugal. Increasingly, movers are also heading to the USA, New Zealand, Switzerland, the UAE, Germany, the Netherlands, Belgium, and the wider Gulf region.

What is the happiest country to retire in?

Finland is the world's happiest country, according to the World Happiness Report, offering retirees (and others) peace, safety, and balance. You can collect U.S. Social Security benefits while living in Finland.

What is the 4 year rule for HMRC?

The HMRC 4-year rule generally means you have four years from the end of the relevant tax year to claim a refund for overpaid tax or for HMRC to issue a discovery assessment for underpaid tax due to a genuine mistake. This limit extends to six years for "careless" errors and 20 years for "deliberate" actions, with longer periods applicable for offshore matters (12 years) or specific non-domicile regimes. The rule applies across most taxes, but timeframes vary depending on the reason for the error.
 

Where to live to avoid UK taxes?

Benefits of Relocating to a Low-Tax Jurisdiction

Relocating to a low-tax jurisdiction like Gibraltar from the UK or Portugal offers a number of tax benefits for both businesses and individuals. For businesses, Gibraltar stands out due to its absence of capital gains tax, wealth tax, tax on interest income, and VAT.

Why are Brits moving to Malta?

From lower costs and EU residency benefits to strong private schooling and family-friendly living, Malta is fast becoming the destination of choice for UK families and finance professionals alike.

What is the 4 rule in retirement in the UK?

The "4% pension rule" in the UK is a guideline suggesting you can safely withdraw 4% of your pension pot in the first year of retirement and then increase that monetary amount by inflation each following year, aiming for your savings to last 30 years or more. Developed by William Bengen, it's based on historical stock and bond market data, but modern analysis suggests rates closer to 3-4% might be safer, and personalized planning is crucial due to factors like fees, market volatility, and life expectancy, say sources. 

What is the cheapest warm country to retire in?

Enter your ZIP code to find your matches:

• Portugal. Cost of Living Index: 42.18. ...
• Malaysia. Cost of Living Index: 34.41. ...
• Spain. Cost of Living Index: 47.51. ...
• Costa Rica. Cost of Living Index: 43.65. ...
• Panama. Cost of Living Index: 48.25. ...
• Czechia (The Czech Republic) Cost of Living Index: 44.33. ...
• Peru. ...
• Slovenia.

What country will pay you to move there from the UK?

Several countries, especially in Europe like Italy, Spain, Greece, and Croatia, offer cash incentives or grants to attract new residents, often targeting remote workers or those willing to renovate properties in depopulated areas, with examples including Italy's regional grants or Croatia's low-cost housing. Ireland also has programs for its remote islands, while some Swiss towns like Albinen have incentives, though often with residency requirements like under 45 and a 10-year commitment. 

Where is the cheapest warm place to vacation?

From pristine beaches to culturally rich cities, these places offer the perfect backdrop for a memorable and budget-friendly family vacation.

1. South Padre Island, TX. Average winter temperatures: High: 73°F | Low: 54°F. ...
2. Tucson, AZ. ...
3. Austin, TX. ...
4. Clearwater, FL. ...
5. San Antonio, TX. ...
6. San Diego, CA. ...
7. Gulf Shores, AL. ...
8. Phoenix, AZ.

Which is the no. 1 safest country in the world?

Iceland is consistently ranked as the safest country in the world, holding the top spot on the Global Peace Index (GPI) for many years, including 2024 and 2025, due to its low crime, lack of military, political stability, and strong community focus. Other top contenders often include Ireland, Austria, New Zealand, and Denmark, depending on the specific report's criteria, with Singapore also ranking highly for personal safety.

What's the best age to live internationally?

There is really no “best” age to move abroad. There can be advantages and disadvantages to moving abroad at any age. For example, moving abroad when you're young can be great, as you may have fewer dependents, such as children or elderly parents.