The OPay virtual card is a digital, cardless payment solution designed for secure online transactions, bill payments, and subscriptions on global and local platforms. It allows users to shop on over 40,000 websites, including Netflix, Spotify, and Uber, with zero maintenance fees. It is ideal for e-commerce and digital services.
New card on the block 😎 Get ready to experience even more possibilities with the new OPay Virtual Card. With this card, you can pay bills and make purchases at over 1,000 online merchants and enjoy free card maintenance, secure payments and up to 30% annual interest.
Virtual credit cards are digital credit cards that function like physical credit cards—but without the plastic. Rather than providing the same card number to multiple vendors, companies can limit their exposure to potential fraud by generating different 16-digit card numbers and expiration dates for each transaction.
Sign up for an OPay account and get a Virtual Card for free ✔️ ZERO issuing fee ✔️ ZERO maintenance fee ✔️ Accepted at 1000+ online merchants Download the OPay app and apply for a Virtual Card now.
- On the app click on balance (bottom right of the page) - Add money - Click on the add new payment option - Click on card (enter your card details) then add card - Enter the amount you want to top up with - Enter your CVC (the 3 digit number on the reverse side of you ATM card) - Click on top up wallet, - Input pin to ...
Can I use my OPay virtual card to pay for Spotify?
1. OPay Virtual Card doesn't work with anything related to APPLE Store. 2. It works for Spotify Premium because by default you'll have to access the web to pay for it.
It indicates that your card is not currently accepted as a payment method for Netflix. To resolve the issue, update your payment method with one of our accepted payment options. Once your payment information has been updated, you'll be able to continue enjoying Netflix.
For OPay users, you can now make online purchases directly from your OPay Wallet, eliminating the need to re-input card details repeatedly at every checkout point. A couple of clicks, and your purchase is complete!
The main disadvantages of e-cards include a lack of tangibility, potential security risks like malware and phishing, reliance on technology (internet, device battery), risk of being lost in email clutter, impersonal feel compared to physical cards, and potential delivery issues (ending up in spam). They also present challenges for less tech-savvy individuals, require upfront time/cost to create standout digital versions, and may not offer the lasting keepsake feeling of paper cards, notes Wall Street Greetings.
Can I transfer money from a virtual card to a bank account?
If you do not want to use the virtual card in your virtual wallet, you can transfer money from your virtual card to a physical card, a check or to your bank account.
Virtual Debit Card cannot be used for Cash Withdrawal. The SBI Debit Card is valid on select international merchant websites only. Bank will not entertain any correspondence regarding the validity or acceptability of the SBI Debit Card by any of the International Merchant Websites.
Easily withdraw cash from your OPay Wallet without a debit card through an OPay Agent. Dial *955*3# to perform a withdrawal transaction from your OPay wallet today.
You can now pay for your Spotify, Netflix and Showmax subscriptions with your OPay Debit Card! Apply for a free debit card on the app or visit a nearby OPay agent to get your OPay Instant Card.
Dial *840# on your phone, Accept the terms and activate your virtual GlobalPay card. OR use the M-PESA App → Go to “Pay” → Select “GlobalPay” You'll get a virtual Visa card — no plastic needed. On Netflix, choose “Pay with Card” and enter the GlobalPay card details Done! Your subscription is charged directly from M- ...
Here's a direct quote from Google: > “Google Play can't be used with virtual credit cards in Nigeria.” This means even though Opay's virtual Mastercard works seamlessly on other platforms like Netflix, AliExpress, or even betting apps—it will almost certainly be rejected by Google Play.
So I think putting the solution out here will help one or two persons If your phone gets stolen Dial *955*131# on any phone you access to immediately to lock your Opay aza.
Virtual credit cards can be used for online, in-app, over-the-phone, or in-person transactions. For in-person payments, you can either key in the virtual card details at checkout or, if your issuer supports it, add the virtual card to your digital wallet, such as Apple Pay or Google Pay.
