Can I use my UK bank card in Thailand?

Yes, using your debit card in Thailand may incur fees. Some banks charge around ฿300 (Thai baht) per transaction with an international card. At N26, all our accounts come with free card payments worldwide — as often as you like and with no foreign transaction fees.

Can I use my UK debit card in Thailand?

You can use your debit card to spend or withdraw cash worldwide. Just use it in the same way you do at home, wherever you see the Visa symbol. We convert card transactions into pounds using the Visa exchange rate. When using your card abroad, you should select to pay in the local currency in order to get this rate.

Which bank card is best to use in Thailand?

Mastercard and Visa ATM Cards are accepted in Thailand.

Is it better to use cash or card in Thailand?

For tourists, cash is always the easiest. Debit/credit can work in larger stores/hotels but for stalls, some restaurants and such you're basically limited to cash. Even 7/11 had a 200 baht minimum for CC purchases so you're best having cash around.

Is it better to buy Thai Baht in the UK or Thailand?

If you wish, you can change currency when you get to Thailand. Generally speaking, the exchange rates for THB will be better in Thailand than at home in the UK. However, you need to choose your currency exchange provider very carefully.

Free cards to use abroad: Debit | Credit | Smart travel | Multi-currency for travel (UK)

How to avoid ATM fees in Thailand?

Does Thailand have contactless payments?

Whether you're shopping at a street market, dining at a restaurant, or booking a hotel room, you can use your Visa card to make a secure and hassle-free payment. Many merchants in Thailand also offer contactless payment options, allowing you to simply tap your card on the terminal to complete your transaction.

How much money to take to Thailand for 7 days?

For most people, £200-300 per week is more than enough spending money to have an amazing time in Thailand.

Can I use Monzo in Thailand?

Can I use Monzo for online purchases in Thailand? Yes, Monzo can be used for online purchases in Thailand wherever Mastercard is accepted.

Which UK banks do not charge international ATM fees?

Starling Bank, Monzo, and first direct are some of the top UK banks with no foreign transaction fees. There are alternative providers in the UK that offer low-fee international spending with additional benefits like no-markup exchange rates.

Is Monzo or Revolut better abroad?

Choosing between a Revolut and Monzo account comes down to the features you want to better manage your money. Both are expanding their offerings for 2025, but if you want an account with international payment features and investment and savings options, then explore Revolut's plans.

Should I bring a debit card to Thailand?

Although using your debit card in Thailand is usually safe, being aware of potential risks can help you and your funds stay secure. Using trusted ATMs and practicing good card and password handling habits can improve your financial safety while you're exploring Thailand.

How much is the ATM fee in Thailand?

Thailand ATM fees

Here's a breakdown of what you might be charged: Local ATM fees: Most ATMs in Thailand charge a standard local fee of 220 THB (~S$8.70) per withdrawal when using a foreign card. However, fees can range between 150-250 THB fee (~S$5.93-S$9.89), depending on the card and ATM you use.

Is it best to take cash to Thailand from the UK?

Whether you should buy baht in the UK before travelling to Thailand is a personal preference. A lot of people feel better prepared to have local currency in hand when they arrive in a new country. It's very simple to order currency online in the UK and have it delivered to your home or a local bureau de change.

What is the safest way to pay in Thailand?

Digital payments are also more secure because of strict identity verification standards. The Thai government has also consistently supported digital spending projects, resulting in more customers turning to digital payments and a move towards an increasingly cashless society.

Should I bring cash to Thailand or use ATM?

ATMs are plentiful in Thailand. Cash is the preferred method of payment for most Thai people, so using an ATM to make withdrawals can be a convenient option for travelers. Visa® and MasterCard® are very widely accepted, as is AmEx®.

Do you tip in Thailand?

Tipping in Thailand is not expected. Instead, a service charge will normally be added to your bill. The service charge will usually be declared on the menu if you're in a cafe or restaurant, for example, and is paid directly to the company rather than to an individual member of staff.

Which Thai ATM is best for foreigners?

Some ATMs, like those from AEON Bank, charge a lower fee of 150 baht (~$4.40 USD), but they are less common. Krugsri Bank charges 220 baht (~$6.50 USD) but has a higher ATM withdrawal limit of 30,000 baht (~$880 USD), so this may be the best ATM to use in Thailand for travelers.

Which bank has no international ATM fees?

What is the cheapest way to take money out in Thailand?

There is no 'best' way to spend in Thai Baht, but here are some tips to help you save money: Don't exchange cash at the airport. It's much cheaper to withdraw money from an ATM with your Thai Baht card. Don't carry more cash than you need.

Do Tesco stock Thai baht?

If you're going to Thailand, you can buy Thai Baht with Click+Collect and pick it up when you do your weekly shop. Simply place your order online, and collect your Thai currency from a Tesco Travel Money Bureau or selected customer service desks. You can select a date to collect your currency when you place your order.

Is 1000 baht a day enough in Thailand?

If you're going to relax and party in the Islands, then consider a minimum budget of 900 Baht a day (on 1500 Baht a day you can enjoy much better).

Where is the best place to buy Thai baht in the UK?

Where to get your Thai baht. To find the best exchange rates for your pounds, visit your nearest TUI Store for your Thai baht. You can also order currency from TUI online, or check out our nifty, multi-currency TUI Travel Money card. It's totally free for Thai baht, and works just like a debit card.