What happens if I don't have enough money on my myki?

If you do not have enough money on your myki, you may not be able to tap on to begin your journey, or your card may go into a negative balance. You must have at least a $0.00 balance to tap on. If your balance becomes negative, you must top up before your next trip to make the card valid again.
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What happens if you don't have enough Money on your myki?

You need enough money on your myki to pay for your entire journey. Your myki Pass won't work if your myki Money has a negative balance. You can also request a refund on unused myki Money.
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Can you go into negative balance myki?

Only in certain circumstances. Your Myki must have a balance of at least $0.00 (i.e. not negative) for you to be able to touch on, but you can go into negative balance during the journey.
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What is the minimum amount to put on myki card?

You can find myki machines at metropolitan train stations, some accessible tram stops, and bus interchanges. You can pay with cash, EFTPOS or credit card. The minimum top up amount is $1. We recommend topping up with enough money to pay for a 2 hour fare.
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What happens if I don't tap my myki off?

If you don't tap off on a train, bus, or a tram trip covering Zone 1 and 2: It may take us longer to process your fare. You may not be charged on the same day you travelled. We charge you a default fare if you don't tap off.
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Mobile myki - How to touch on and off

What happens if I forgot to tap off the train?

If you don't tap out on a train (especially in systems like London's TfL), you'll likely be charged a maximum fare for an incomplete journey because the system can't calculate your actual travel distance, and you miss out on fare capping. You can usually get a refund by linking your card to an account and applying online, but if you repeatedly forget, you could face a Penalty Fare, as repeated offenses might suggest fare evasion, which is a serious offense. 
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Is there a daily cap on myki?

The daily full fare cap will increase to $11.40 or $5.70 for a concession. On weekends or public holidays, daily fares will also increase to $8.00 or $4.00 for concessions. The increase will add 40 cents to the full daily fare for Zone 1, Zone 1+2 metropolitan fares, and the regional fare cap.
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What is the 2 hour rule for myki?

Under Myki, your ticket is valid as long as you start your trip (that is, touch on at the station, or as you board the tram or bus) before the 2-hour travel time expires. This is only a problem when using trams and buses, because you only touch on as you board.
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How do I check my myki balance?

With the PTV App
  1. In the PTV App, select "myki" from the navigation bar.
  2. Tap 'Scan myki - Check balance'.
  3. Hold your myki to the device and follow the instructions.
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Can I use my bank card instead of myki?

Future payment options

Victorians can look forward to convenient new ways to pay for public transport, including with credit or debit cards, smartphones and smart devices. New ticketing features will be tested, refined, and gradually rolled out from early 2026.
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How to remove negative balance?

How to Fix an Overdrawn Bank Account
  1. Make a transfer to cover the charges. ...
  2. Ask your bank for a refund. ...
  3. Stop using the account. ...
  4. Use these tips to avoid overdrafts. ...
  5. Track your expenses. ...
  6. Use low balance alerts. ...
  7. Reconsider overdraft protection. ...
  8. Choose the right bank account.
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Is there any penalty for not maintaining minimum balance?

Maintaining the minimum balance

One of the most important reasons for savings account penalties is failing to maintain the required minimum balance savings account criteria. Banks often charge monthly fees if your account balance falls below a specified threshold.
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Can I tap on with negative balance?

To successfully tap on to a service, you need enough balance on your Opal card to cover the shortest trip on that mode of transport. If you have less than the minimum balance, you are not travelling on a valid ticket and may be fined.
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Can I use my phone as my myki card?

You can use Mobile myki on your Android phone if: You're aged 13 or over (the minimum age for using Google Wallet). You have a full fare, child or a concession myki.
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Can you use 1 myki for 2 people?

If a myki that is not registered does not have a myki pass loaded on it, any person lawfully in possession of the myki may use it for a journey or an entry to a designated area.
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What happens if I don't tap off myki?

What happens if you don't touch off your myki? “Remember to touch on and touch off” is a well-known mantra of public transport in Victoria. A forgetful train commuter who missed a touch-off while travelling in metropolitan Melbourne will be charged a two-hour fare.
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How much is zone 1 to 2?

A Zone 1 to 2 fare in London on Oyster or contactless is typically around £3.50 peak and £2.90 off-peak, with daily caps around £8.90 and weekly caps around £44.70 as of late 2025/early 2026, though fares change annually. Cash fares are much higher, around £7.00 for a single journey.
 
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What is the minimum balance for myki to travel?

For metropolitan services, you can touch-on a Myki and travel with any balance which is non-negative, that is, zero or above. It doesn't matter if the card balance is less than the fare.
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Are trains cheaper on Sundays?

In general, Off-Peak hours begin at 09:30 from Monday to Friday in cities and large towns, and at 09:00 everywhere else. If your train is scheduled to depart after this time, you can travel with an Off-Peak ticket. Weekends and bank holidays are Off-Peak all day.
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Can I travel without myki in Melbourne?

To use public transport in Melbourne, you'll need a myki card. This can be used on all trains, trams and buses, as well as on some regional services. You can purchase a myki card from train stations, ticket machines and some convenience stores.
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